Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 landlord insurance agents in Gloucester, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Prince Insurance Agency, Inc.
15 Washington St, Gloucester, MA 01930
(978) 283-7314
princeinsuranceagency.com
Babson-Elwell & Davis, Inc
44 Blackburn Center, Gloucester, MA 01930
(978) 283-1561
babson-elwell-davis.com
Carroll K Steele Insurance Agency
32 Pleasant St, Gloucester, MA 01930
(978) 283-5100
carrollsteele.com
Lauranzano Insurance Agency, Inc
44 Blackburn Center, Gloucester, MA 01930
(978) 927-8420
babson-elwell-davis.com
Palazzola Insurance Agency
1 Main St u9, Gloucester, MA 01930
(978) 283-7711
Favazza Johnson Insurance Agency
218 Main St, Gloucester, MA 01930
(978) 283-0016
Gallagher Insurance, Risk Management & Consulting
4 Railroad Ave, Gloucester, MA 01930
(800) 333-7234
locations.ajg.com
Salem Five Insurance Services, LLC
321 Gloucester Crossing Rd, Gloucester, MA 01930
(978) 283-7757
salemfiveinsurance.com
What Does a Landlord Insurance Agent in Gloucester Cost?
The cost of landlord insurance in Massachusetts typically ranges from 25 to 50 percent more than standard homeowners insurance due to higher liability risks. For a single family rental in Gloucester annual premiums often fall between 1,200 and 2,500 dollars. Factors like property age proximity to the coast and coverage limits affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Gloucester Massachusetts?
Landlord insurance typically covers the building structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. In Gloucester policies often include wind and flood coverage due to the coastal location. Massachusetts law does not require this insurance but it is strongly recommended for rental properties.
Is landlord insurance required by Massachusetts law?
Massachusetts does not have a state law requiring landlord insurance. However your mortgage lender may require a landlord policy as a condition of the loan. Some lease agreements also require the landlord to carry insurance. An agent can help you understand your specific obligations.
How does Massachusetts law affect landlord insurance claims?
Massachusetts has a six year statute of limitations for breach of contract claims including insurance disputes. The state also requires insurers to act in good faith when handling claims. If your claim is denied you have the right to appeal and seek legal advice. An agent can explain how these laws apply to your policy.