Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 landlord insurance agents in Georgetown, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Georgetown Insurance Agency,
10 W Main St, Georgetown, MA 01833
(978) 352-8000
georgetowninsurance.com
Gilbert Insurance Agency
37 W Main St, Georgetown, MA 01833
(978) 234-5252
gilbertinsurance.com
Pingree Insurance Agency, Inc
24 E Main St, Georgetown, MA 01833
(978) 352-2533
pingreeinsurance.com
What Does a Landlord Insurance Agent in Georgetown Cost?
The cost of landlord insurance in Massachusetts typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Georgetown, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Multi-unit properties or those with higher liability risks may cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Georgetown Massachusetts?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Massachusetts, policies may also include coverage for fire, wind, and water damage common to the region. It does not cover tenant personal property.
Is landlord insurance required by law in Massachusetts?
Massachusetts does not legally require landlord insurance, but most mortgage lenders require it for rental properties. Without it, you risk financial loss from property damage or lawsuits. It is strongly recommended for all rental property owners in Georgetown.
How do I choose a landlord insurance agent in Georgetown?
Look for an agent licensed in Massachusetts with experience in rental property coverage. Ask about policy options for single-family homes, multi-unit buildings, and seasonal rentals common in Essex County. Compare quotes and check their knowledge of local building codes and weather risks.