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Looking for a landlord insurance agent in Lusby? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Lusby, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 3 landlord insurance agents in Lusby, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kenneth Struhar: Allstate Insurance
12865 H G Trueman Rd Ste U-2, Lusby, MD 20657
(410) 200-9913
agents.allstate.com
Jetmore Insurance Group, Inc.
9545 H G Trueman Rd, Lusby, MD 20657
(410) 394-9000
jetmoreinsurancegroup.com
Allstate - SOMD Insurance and Financial Services, Inc.
12865 H G Trueman Rd, Lusby, MD 20657
(410) 200-9913
agents.allstate.com
A landlord insurance agent in Lusby, Maryland can help you find a policy that covers your rental property against damage, liability, and loss of rental income. Maryland law does not require landlord insurance, but mortgage lenders often do. Local agents understand the risks specific to Calvert County, such as coastal weather and seasonal rental demand.
What Does a Landlord Insurance Agent in Lusby Cost?
The cost of landlord insurance in Maryland typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Lusby, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Flood insurance is separate and may cost an additional 500 to 1,000 dollars per year. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Maryland?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. It does not cover tenant personal property. Maryland law requires landlords to maintain safe premises, and liability coverage can help if a tenant is injured.
Is landlord insurance required by law in Maryland?
Maryland does not require landlord insurance by state law. However, your mortgage lender may require it as a condition of the loan. Many landlords also purchase it to protect against lawsuits and property damage.
How do I choose a landlord insurance agent in Lusby?
Look for an agent who specializes in rental properties and is licensed in Maryland. Ask about coverage for flood and wind damage, which are common in Lusby due to its proximity to the Chesapeake Bay. Compare quotes from multiple agents to find a policy that fits your needs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.