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Looking for a landlord insurance agent in Edgewood? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Edgewood, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 4 landlord insurance agents in Edgewood, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kevin Carmen: Allstate Insurance
2107 Emmorton Park Rd Unit 108, Edgewood, MD 21040
(410) 569-5454
agents.allstate.com
Credible Insurance MD
2004 Hanson Rd, Edgewood, MD 21040
(443) 332-5344
Vera Agency Group
1812 Pulaski Hwy STE A, Edgewood, MD 21040
(443) 869-4772
veraagencygroup.org
John L Lynch Agency LLC
Edgewood, MD 21040
(443) 506-4272
johnlynchagency.com
Landlord insurance agents in Edgewood Maryland help property owners protect their rental investments. These agents can explain how Maryland law affects coverage needs, such as requirements for dwelling protection and liability limits. Working with a local agent ensures you understand risks specific to Harford County and the Edgewood area.
What Does a Landlord Insurance Agent in Edgewood Cost?
In Maryland landlord insurance typically costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Edgewood you might pay 800 to 1500 dollars per year depending on the property value and coverage limits. Factors like the age of the home location near water and the number of units also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Edgewood Maryland?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Maryland policies often include coverage for vandalism and theft which are common risks for rental properties. An agent can help you add endorsements for flood or sewer backup which are not standard.
Do I need landlord insurance if my Edgewood property is vacant?
Yes a vacant property in Maryland requires special coverage because standard policies may exclude damage from vacancy after 30 to 60 days. Many agents recommend a vacant property endorsement to protect against issues like burst pipes or break ins. Check your policy terms carefully to avoid gaps in coverage.
How does Maryland law affect landlord insurance requirements?
Maryland does not require landlord insurance by law but mortgage lenders often mandate it. The state has specific rules about security deposits and habitability that can lead to liability claims. An agent can help you meet these obligations with adequate liability limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.