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Find Landlord Insurance Agents Near You in Covington, KY

Compare landlord insurance agents in Covington. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Covington, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 7 landlord insurance agents in Covington, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Riverfront Insurance Partners
525 W 5th St Suite 235A, Covington, KY 41011
(859) 512-8325 riverfrontinsurancepartners.com
Phil Hale Insurance
36 W Pike St 3rd floor, Covington, KY 41017
(513) 619-1611
Best Insurance Services Inc
6 E 5th St, Covington, KY 41011
(859) 279-0892
Curt Nortman - State Farm Insurance Agent
4333 Winston Ave, Covington, KY 41015
(859) 491-0438 covingtoncarinsurance.com
TrustFirst Insurance Agency
430 Madison Ave, Covington, KY 41011
(859) 592-4961 bilzinsurance.com
Gallagher Insurance, Risk Management & Consulting
100 E Rivercenter Blvd Suite 800, Covington, KY 41011
(859) 581-2088 assuredpartners.com
REIAsure
2755 Mansion Pl, Covington, KY 41017
(513) 449-9370 reiasure.com

A landlord insurance agent in Covington Kentucky helps property owners protect their rental investments. Kentucky law does not require landlord insurance but most mortgage lenders do require it. Local agents understand the specific risks of rental properties in Kenton County and can tailor policies to your needs.

What Does a Landlord Insurance Agent in Covington Cost?

Typical landlord insurance costs in Kentucky range from 500 to 1500 dollars annually for a standard single family rental. Factors include the propertys age, location in Covington, coverage amount, and deductible. Properties near the Ohio River may have higher flood risk premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Kentucky?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Kentucky it may also cover legal costs if a tenant sues you for issues like unsafe conditions. Policies often exclude flood or earthquake damage which require separate coverage.
Is landlord insurance required by law in Covington Kentucky?
Kentucky state law does not require landlord insurance. However most mortgage lenders and property management companies in Covington will require it. It is also strongly recommended to protect against liability claims and property damage.
How much does landlord insurance cost in Kentucky?
Costs vary based on property value, location, and coverage limits. In Kentucky a typical landlord policy ranges from 500 to 1500 dollars per year for a single family home. Older properties or those in flood zones may cost more.