The top-rated landlord insurance agent in Lawrence, Kansas is Kurt Goeser - State Farm Insurance Agent, rated 4.8 stars across 247 reviews. Other highly rated options include ICT Insurance Team, Justin Holt - State Farm insurance Agent, Farmers Insurance - Kristi Keefer. This directory lists 20 landlord insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kurt Goeser - State Farm Insurance Agent | 1811 Wakarusa Dr # 100 | (785) 843-0003 |
| 2 | ICT Insurance Team | 2336 Ridge Ct Ste. A | (785) 843-0511 |
| 3 | Justin Holt - State Farm insurance Agent | 2500 W 6th St I | (785) 842-6407 |
| 4 | Farmers Insurance - Kristi Keefer | 3300 Mesa Way STE C | (785) 843-7511 |
| 5 | Miller Insurance | 2336 Ridge Ct Ste. A | (785) 503-9089 |
| 6 | Edie Insurance Group, LLC. | 3109 W 6th St A | (785) 856-3343 |
| 7 | Rochelle Tramp - State Farm Insurance Agent | 4205 W 6th St Ste A | (785) 842-6288 |
| 8 | Justin Moravec American Family Insurance | 4106 W 6th St C | (785) 841-6776 |
| 9 | Jenny Huber American Family Insurance | 2420 Iowa St | (785) 843-6591 |
| 10 | Integrity Midwest Insurance, LLC | 3301 Clinton Pkwy Ct | (785) 856-5100 |
Kurt Goeser - State Farm Insurance Agent serves the Lawrence, Kansas metro area and surrounding Douglas County as a landlord insurance agent. The agency provides property coverage tailored for residential and commercial rental property owners, helping them protect their investments against damage, liability, and lost rental income. Services include policy reviews to align coverage with individual property portfolios. The office handles risk assessments and custom policy options for both single-family and multi-unit rental properties in this region.
ICT Insurance Team provides landlord insurance services in Lawrence, Kansas, helping property owners secure coverage for rental structures. Its maintenance plans typically assist with routine property upkeep to prevent costly damages. The agency works to ensure compliance with local regulations while guiding clients through policy options. It handles various rental and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Justin Holt - State Farm Insurance Agent in Lawrence, KS, serves homeowners, property managers, and small-scale landlords with landlord insurance solutions. Policies typically cover rental dwellings against property damage, liability exposures, and loss of rental income. The agency helps clients obtain tailored coverage that addresses the unique risks associated with leasing residential or commercial spaces. In addition to serving the greater Lawrence area, the agency also assists property owners located in nearby Eudora.
Based in Lawrence, Kansas, this landlord insurance agent serves the city and its surrounding communities, handling coverage needs for residential and small commercial rental properties. It specializes in policies that protect landlords from property damage, liability claims, and lost rental income. The agency focuses on explaining complex policy details clearly, ensuring each landlord understands how deductibles, replacement cost values, and vacancy clauses work. To handle a typical job, it begins by assessing the property type and risk profile, then customizes a policy specifically suited to the unique landlord-tenant dynamic.
Miller Insurance, serving Lawrence, Kansas, offers both one-time coverage for specific landlord properties and recurring protection for portfolios of rental units. Policy options typically address property damage from weather or vandalism, along with liability for tenant injuries and loss of rental income during repairs. Advice on local housing regulations is included in consultations. Service runs on a one-time, scheduled, or as-needed basis, depending on the landlord's preferences at policy issuance.
As fall storms and frozen winter pipes threaten rental properties across Lawrence, Kansas, Edie Insurance Group, LLC helps landlords protect their investments. Specializing in landlord insurance agent services, this firm addresses liability, property damage, and lost rental income risks faced by local property owners. Drawing on common area risks such as tenant turnover or weather-related claims, they guide clients through policy options tailored to single-family rentals or small apartment buildings. A typical first step involves a thorough assessment of a property’s condition and coverage needs through an on-site inspection.
Rochelle Tramp - State Farm Insurance Agent in Lawrence, KS, offers specialty services tailored for rental property owners, including liability protection and property coverage for residential landlords. It also assists clients in securing general insurance policies for their homes and vehicles. The company helps local landlords navigate common seasonal concerns, such as ensuring vacancy coverage during winter months when a rental unit may remain unoccupied for an extended period.
Justin Moravec American Family Insurance provides property insurance solutions for Lawrence landlords, including specialized add-ons such as liability coverage and protection against rental income loss. These policies address the unique risks of leasing residential property in the area, from tenant damage to weather-related claims. The agency works with commercial sectors by offering tailored protections for offices, warehouses, and food service establishments, ensuring comprehensive coverage across diverse local rental operations.
Jenny Huber American Family Insurance provides residential landlord insurance to property owners in Lawrence, Kansas, helping protect rental homes and their associated liabilities. The agency also offers commercial coverage for multi-unit buildings and other investment properties throughout the local area. They assist landlords in understanding their policy options and risk management needs. Clients can expect their agent to maintain contact between scheduled property visits to address any coverage questions or policy adjustments that may arise.
Integrity Midwest Insurance, LLC in Lawrence, KS is known for tailoring coverage to protect rental property investments in the region. Its service range includes policies for single-family rentals, duplexes, and multi-unit buildings against common perils such as fire, wind, and liability claims. The agency works closely with landlords to assess property specific risks and coverage gaps. It offers landlord liability protection as an add-on specialty service for property owners with tenants.
What Does a a Landlord Insurance Agent in Lawrence Cost?
The cost of landlord insurance in Kansas typically ranges from 20 to 30 percent more than standard homeowners insurance. For a single family rental in Lawrence you might pay between 800 and 1500 dollars per year. Factors include property value location age of the home and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Lawrence
A landlord insurance agent in Lawrence Kansas helps rental property owners find policies that protect against property damage liability and lost rental income. Kansas law does not require landlord insurance but mortgage lenders often mandate it. Agents in Lawrence understand the specific risks of renting homes near the University of Kansas and in older downtown buildings.
Frequently Asked Questions
What does landlord insurance cover in Lawrence Kansas?
Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover tenant personal property. Kansas law allows landlords to require tenants to carry renters insurance for their own belongings.
How do I choose a landlord insurance agent in Lawrence?
Look for an agent who specializes in rental property policies and has experience with Kansas insurance regulations. Ask about coverage for vacant properties and flood risk since Lawrence is near the Kansas River. Compare quotes from multiple agencies.
Is landlord insurance required by Kansas law?
Kansas law does not require landlord insurance. However most mortgage lenders require it for rental properties. Without insurance you could be personally liable for property damage or tenant injuries under Kansas premises liability laws.
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