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Compare Landlord Insurance Agents in Kansas City, KS

Compare landlord insurance agents in Kansas City. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Kansas City, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kansas before hiring.
Showing 6 landlord insurance agents in Kansas City, KS Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Rich Insurance
1057 Minnesota Ave, Kansas City, KS 66101
(913) 281-0808 tomrichinsurance.com
Ruth & Associates Business Solutions
1720 Central Ave, Kansas City, KS 66102
(913) 942-0088
Hernandez Insurance Agency Inc
1001 Kansas Ave, Kansas City, KS 66105
(913) 967-5727 hernandezagencyinc.com
Conexion Insurance Agency
6000 Leavenworth Rd STE N, Kansas City, KS 66104
(913) 490-9050 conexionins.com
Martell Ins Agency
1408 Central Ave, Kansas City, KS 66102
(913) 432-3097 martell-agency.com
Toro Insurance Agency
1211 Minnesota Ave Ste 100, Kansas City, KS 66102
(913) 933-3358 toroia.com

A landlord insurance agent in Kansas City, Kansas helps rental property owners find coverage that meets state requirements and protects against common risks. Kansas law does not require landlord insurance, but mortgage lenders often do. Agents can explain how local weather risks and tenant liability laws affect your policy needs.

What Does a Landlord Insurance Agent in Kansas City Cost?

The cost of landlord insurance in Kansas typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Kansas City, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Factors like older plumbing or proximity to flood zones can raise rates. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Kansas?
Landlord insurance typically covers property damage, loss of rental income, and liability for tenant injuries. In Kansas, policies often exclude flood and earthquake damage, which require separate coverage. An agent can help you add endorsements for specific risks.
Is landlord insurance required by law in Kansas?
Kansas state law does not require landlord insurance. However, most mortgage lenders require a policy that covers the dwelling and liability. An agent can help you meet lender requirements while avoiding unnecessary coverage.
How do Kansas landlord liability laws affect my policy?
Kansas follows a modified comparative fault rule for liability claims. If a tenant sues for an injury, your policy must cover defense costs and settlements. An agent can recommend liability limits that match your property risk level.