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Find Landlord Insurance Agents in Gardner, KS

Browse landlord insurance agents serving Gardner, Kansas. Contact information and addresses listed below.

8 agents listed
Updated May 2026
Gardner, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kansas before hiring.
Showing 8 landlord insurance agents in Gardner, KS Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Oldham - State Farm Insurance Agent
224 E Main St, Gardner, KS 66030
(913) 856-6124 joeoldhamagency.com
MJH Insurance
345 N Moonlight Rd, Gardner, KS 66030
(913) 856-0002 mjhins.com
Farmers Insurance - Robert Kelly Insurance Agency, Inc
235 E Main St, Gardner, KS 66030
(913) 856-3816 robertkellyinsurance.com
T Miller and Associates Inc American Family Insurance
213 E Main St, Gardner, KS 66030
(913) 856-6177 amfam.com
Ample Green Insurance
526 E Main St, Gardner, KS 66030
(913) 372-7979 amplegreeninsurance.com
Shelter Insurance - Sharla Neis
950 E Lincoln Ln b, Gardner, KS 66030
(913) 938-5030 shelterinsurance.com
Farm Bureau Financial Services
112 S Elm St, Gardner, KS 66030
(913) 856-2197 fbfs.com
ALFT Insurance Agency Inc
230 E Main St B, Gardner, KS 66030
(913) 856-8050 alftinsurance.com

A landlord insurance agent in Gardner Kansas helps property owners protect their rental investments. Kansas law requires landlords to maintain habitable premises and carry proper insurance for liability and property damage. Local agents understand the specific risks for Gardner properties including weather events and tenant liability issues.

What Does a Landlord Insurance Agent in Gardner Cost?

The cost of landlord insurance in Kansas typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Gardner, annual premiums often fall between 800 and 1,500 dollars depending on property value, location, and coverage limits. Factors like the age of the property, number of units, and claims history also affect pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Kansas?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Kansas, policies may also cover damage from tornadoes and hail which are common in the region. Personal property of tenants is not covered by landlord policies.
Is landlord insurance required by law in Kansas?
Kansas law does not require landlords to carry insurance, but most mortgage lenders require it. Without coverage, you could face significant financial loss from property damage or lawsuits. A local agent can help you meet lender requirements and state liability standards.