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Find Landlord Insurance Agents in Highland, IL

Directory of landlord insurance agents in Highland, Illinois. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Highland, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 2 landlord insurance agents in Highland, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ziegler Jacob Insurance-Progressive Authorized Agent
401 Walnut St, Highland, IL 62249
(618) 654-2306 zieglerjacobins.com
Loehr Insurance Agency a Division of Weiss Insurance
1340 Mercantile Dr, Highland, IL 62249
(618) 654-4111 loehrinsuranceagency.com

A landlord insurance agent in Highland Illinois helps rental property owners protect their investments with specialized policies. Illinois law requires landlords to maintain certain liability coverages, and a local agent can tailor a policy to meet those requirements. Highland agents understand the unique risks of rental properties in Madison County and the surrounding area.

What Does a Landlord Insurance Agent in Highland Cost?

The cost of landlord insurance in Illinois typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Multi-unit properties may cost 1,500 to 3,000 dollars per year. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Highland Illinois?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Illinois, policies often include coverage for fire, wind, and vandalism. It does not cover tenant personal property or intentional damage.
Is landlord insurance required by law in Illinois?
Illinois does not legally require landlord insurance, but most mortgage lenders mandate it for rental properties. Additionally, Illinois landlord-tenant law holds owners responsible for maintaining safe premises, making liability coverage important. An agent can help you meet these requirements.