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Directory of landlord insurance agents in Micco, Florida. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Micco, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 landlord insurance agents in Micco, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Absolute Best Insurance
8000 Ron Beatty Blvd b2, Micco, FL 32976
(772) 321-0813
absolutebestins.com
Sure Start Insurance Co
8000B Ron Beatty Blvd, Micco, FL 32976
(772) 200-3457
Landlord insurance agents in Micco, Florida help property owners protect their rental investments with specialized policies. Florida law requires landlords to disclose insurance details in leases, and agents can guide you on coverage for hurricane damage and liability. Working with a local agent ensures you understand the specific risks of the Micco area, including flood zones and seasonal weather patterns.
What Does a Landlord Insurance Agent in Micco Cost?
The cost of landlord insurance in Florida typically ranges from 25 to 50 percent more than standard homeowners insurance due to hurricane and flood risks. For a single-family rental in Micco, annual premiums often fall between 1,500 and 3,500 dollars, depending on property value, location, and coverage limits. Deductibles for hurricane damage are usually separate and can be 2 to 5 percent of the dwelling value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Micco Florida?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Florida, standard policies often exclude flood damage, so you may need separate flood insurance for properties in Micco near the Indian River Lagoon.
Do I need landlord insurance for a rental property in Micco?
Yes, landlord insurance is strongly recommended for any rental property in Florida. It protects against property damage from storms or fire and covers legal costs if a tenant or visitor is injured on the premises. Florida law does not require it, but mortgage lenders often do.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.