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Compare Landlord Insurance Agents in Fernandina Beach, FL
Browse landlord insurance agents serving Fernandina Beach, Florida. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Fernandina Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 landlord insurance agents in Fernandina Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brightway Insurance, The Coastal Agency
5472 1st Coast Hwy Suite 12, Fernandina Beach, FL 32034
(904) 712-6300
brightway.com
8 Flags Insurance Agency
1411 S 14th St STE M, Fernandina Beach, FL 32034
(904) 310-6515
8flags.com
Landlord insurance agents in Fernandina Beach help property owners protect their rental investments with policies tailored to Florida risks. Florida law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand coastal windstorm coverage and liability issues common in Nassau County.
What Does a Landlord Insurance Agent in Fernandina Beach Cost?
Landlord insurance in Florida typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Fernandina Beach annual premiums often range from 1200 to 3000 dollars depending on the property value location and coverage limits. Properties in high risk flood zones or older homes may cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Fernandina Beach Florida?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. In Florida policies often exclude flood damage which requires a separate flood insurance policy. Windstorm coverage is also a key consideration for coastal properties.
Do I need landlord insurance for a single family rental in Fernandina Beach?
Florida law does not require landlord insurance but your mortgage lender likely will. Without it you risk financial loss from property damage liability claims or lost rent. Many landlords also require tenants to carry renters insurance for personal belongings.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.