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Showing 3 landlord insurance agents in Edgewater, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AA Armstrong Insurance
1 Pelican Dr, Edgewater, FL 32141
(386) 427-6830
aaarmstronginsurance.com
Lane Insurance
501 N Ridgewood Ave a, Edgewater, FL 32132
(386) 427-5201
laneins.com
Shift Insurance Group
612 N Ridgewood Ave Suite #1, Edgewater, FL 32132
(386) 410-5513
shiftinsurancegroup.com
What Does a Landlord Insurance Agent in Edgewater Cost?
Typical landlord insurance costs in Florida range from 25 to 50 percent more than standard homeowners insurance due to higher risk from hurricanes and liability. Annual premiums can be 1200 to 3000 dollars for a single family rental property depending on location coverage limits and deductible. Costs vary by situation. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Edgewater Florida?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. In Florida policies often exclude flood damage so a separate flood policy may be needed. Windstorm coverage is also important due to Floridas hurricane exposure.
Is landlord insurance required by Florida law?
Florida law does not require landlord insurance. However mortgage lenders usually require it for rental properties. Some homeowners associations or condominium associations may also require minimum coverage amounts.
How can a landlord insurance agent help with Florida specific risks?
An agent can explain Floridas sinkhole coverage options and windstorm deductibles. They can also advise on liability limits for tenant injuries and recommend flood insurance through the National Flood Insurance Program if the property is in a flood zone.