The top-rated landlord insurance agent in Wilmington, Delaware is Anne Scharp - GEICO Insurance Agent, rated 4.5 stars across 609 reviews. Other highly rated options include Tara McDonald - State Farm Insurance Agent, Ray Aungst: Allstate Insurance, Jim Walsh - State Farm Insurance Agent. This directory lists 31 landlord insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anne Scharp - GEICO Insurance Agent | 3925 Kirkwood Hwy | (302) 998-9192 |
| 2 | Tara McDonald - State Farm Insurance Agent | 4408 Limestone Rd | (302) 234-1116 |
| 3 | Ray Aungst: Allstate Insurance | 5301 Limestone Rd #124 | (302) 291-3500 |
| 4 | Jim Walsh - State Farm Insurance Agent | 1013 Centre Rd #402 | (302) 235-7777 |
| 5 | Connie Barba - State Farm Insurance Agent | 9B Trolley Square | (302) 429-0300 |
| 6 | Dawn Moore Jones - State Farm Insurance Agent | 1303 Kirkwood Hwy | (302) 999-9101 |
| 7 | McAfee Insurance Agency | 1816 W 4th St | (302) 655-7999 |
| 8 | Dan Dougherty - State Farm Insurance Agent | 5600 Kirkwood Hwy | (302) 999-1700 |
| 9 | Charles Potter Jr. Insurance Agency | 5506 Kirkwood Hwy | (302) 995-5451 |
| 10 | Wiswall Insurance Agency | 1035 N Lincoln St Suite 300 | (302) 791-7600 |
Anne Scharp - GEICO Insurance Agent serves Wilmington, Delaware, and the surrounding New Castle County area as a landlord insurance agent. The company assists property owners in securing coverage that protects rental dwellings and buildings. Policies typically address risks such as property damage, liability claims, and loss of rental income caused by covered events. The agency helps local landlords assess their unique coverage needs for residential and commercial rentals. It specifically handles policies tailored for single-family rental properties and multi-unit apartment buildings.
Tara McDonald’s agency in Wilmington, DE, provides landlord insurance agents for property owners seeking coverage for rental risks, including liability, property damage, and loss of income. It offers service plans that include policy reviews to adjust limits as property values change and maintenance plans that help landlords document property conditions for claims preparation. The agency serves a range of properties, such as single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, residential landlords, and property managers in the Wilmington, Delaware area, Ray Aungst: Allstate Insurance provides landlord insurance policies designed to protect rental properties and liability exposures. Agents help clients evaluate coverage for dwellings, loss of rental income, and premises liability. The agency assists with customizing policies to meet specific property needs, ensuring compliance with local landlord requirements. Its team beyond Wilmington also serves New Castle County communities such as Newark and Bear.
Jim Walsh - State Farm Insurance Agent serves Wilmington, Delaware, and the surrounding communities, handling landlord insurance policies for local property owners. This agency works to protect rental properties against common risks such as property damage and liability claims. When addressing a typical insurance need, the agent reviews the specific property details and occupancy type to recommend appropriate coverage that balances protection with affordability. The overall approach focuses on explaining policy options clearly and helping landlords secure suitable plans for their rental investments.
Connie Barba - State Farm Insurance Agent offers specialized policies for residential and commercial rental properties in Wilmington, DE, including coverage for property damage, liability, and lost rental income. The agency also provides general insurance services, helping local landlords tailor plans to their individual investment portfolios. With the seasonal shift toward storm season in the Mid-Atlantic, the company assists property owners in reviewing wind and hail coverage to protect their assets.
Dawn Moore Jones operates as a State Farm Insurance agent in Wilmington, DE, offering property protection solutions for landlords. The agency specializes in covering residential rental properties, safeguarding owners against liability and structural damage from tenant occupation. Its commercial insurance enhancements can extend to retail offices, storage warehouses, and food service operations, providing tailored risk management for these business sectors. By addressing distinct exposures in each commercial setting, the agent helps landlords secure policies suited to their specific real estate investments in the local market.
In Wilmington, seasonal storms can suddenly stress older rental properties, and McAfee Insurance Agency helps local landlords match coverage to each building's specific exposure. As a dedicated landlord insurance agent, the firm focuses on policies that address vacancy gaps and liability risks common in Delaware’s smaller multi-unit buildings. Rather than offering generalized plans, they work through the unique condition and age of each property. The initial step involves a current walkthrough inspection of the rental to document existing hazards and identify necessary coverage adjustments.
Dan Dougherty’s agency provides residential landlord insurance for Wilmington property owners, helping protect single-family rentals and small multifamily units. Commercial landlord coverage for larger local holdings is also available within the surrounding New Castle County area, offering broader policy options for varied investment properties. Each policy is designed to address common regional risks to rental income and physical structures. Between regular policy reviews, agents follow up by phone or email to confirm ongoing coverage needs and prompt any necessary endorsements before the next renewal cycle.
Charles Potter Jr. Insurance Agency serves landlords and residential property investors in Wilmington, Delaware. This agency provides insurance coverage designed to protect rental properties from financial losses related to structural damage, liability claims, and lost rental income. Its policies help property managers and homeowners safeguard their investments against common risks associated with leasing homes and apartments. The agency extends its services to property owners in the surrounding New Castle County area, including the neighboring community of Newark.
Wiswall Insurance Agency in Wilmington, DE, is known for focused coverage solutions tailored specifically for properties held as investments. The company provides a range of landlord insurance policies that protect rental dwellings from common perils, including property damage and liability claims from tenants or visitors. Its services also extend to safeguarding against loss of rental income during repairs. An additional specialty the agency can offer is a policy add-on to cover vandalism and malicious mischief, which is a frequent concern for local rental property owners.
What Does a a Landlord Insurance Agent in Wilmington Cost?
Landlord insurance in Delaware typically costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Wilmington annual premiums often range from 800 to 1500 dollars depending on property value location and coverage limits. Factors like the age of the property proximity to the coast and the number of units also affect price. This is general information and not insurance advice.
About landlord insurance agents in Wilmington
A landlord insurance agent in Wilmington Delaware helps rental property owners find coverage that meets state and local requirements. Delaware law does not mandate landlord insurance but many mortgage lenders and tenant leases require it. Working with an agent who understands Wilmington rental properties and Delaware insurance regulations can help you select appropriate liability and property protection.
Frequently Asked Questions
What does landlord insurance cover in Delaware?
Landlord insurance typically covers property damage from fire wind or vandalism liability for tenant injuries and loss of rental income. It does not cover tenant personal belongings or intentional damage. Delaware law requires you to disclose known property defects to tenants which can affect liability claims.
Do I need landlord insurance for a rental property in Wilmington?
While Delaware state law does not require landlord insurance your mortgage lender will likely require it. Many Wilmington property management companies and lease agreements also mandate coverage. Without it you could face significant out-of-pocket costs for property damage or liability claims.
How do I choose a landlord insurance agent in Wilmington?
Look for an agent licensed in Delaware with experience in rental property coverage. Ask about their knowledge of Wilmington specific risks like older building codes or flood zones. Verify they can explain policy exclusions and deductible options clearly before you sign.
Landlord Insurance Agents in Other Delaware Cities
Bear · Dover · Middletown · Newark