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Compare Landlord Insurance Agents in West Sacramento, CA

Directory of landlord insurance agents in West Sacramento, California. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
West Sacramento, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 landlord insurance agents in West Sacramento, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Maguire - State Farm Insurance Agent
2210 Lake Washington Blvd #120, West Sacramento, CA 95691
(916) 572-0090 ryanmaguire.com
Cal-West Insurance Svcs, Inc.
2951 W Capitol Ave, West Sacramento, CA 95691
(916) 231-9501 calwestinsurance.com
Castro Property & Commercial Insurance Agency
3155 Jefferson Blvd, West Sacramento, CA 95691
(916) 482-9600 castroins.com
Bay Area Mac Agency Insurance
3016 Beacon Blvd, West Sacramento, CA 95691
(916) 378-6562 bayareamacinsuranceagency.com

A landlord insurance agent in West Sacramento helps rental property owners find policies that cover dwelling damage, liability claims, and loss of rental income. California law requires landlords to maintain certain safety standards, and a good insurance agent can explain how coverage options like fire liability or earthquake endorsements apply to local properties near the Sacramento River floodplain. Working with a local agent ensures you understand West Sacramento specific risks and California insurance regulations.

What Does a Landlord Insurance Agent in West Sacramento Cost?

The cost of landlord insurance in California typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in West Sacramento, annual premiums often fall between 800 and 2,500 dollars depending on property value, location, and coverage limits. Factors like the propertys age, proximity to flood zones, and claims history also affect pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in West Sacramento?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In California, policies may also include coverage for vandalism or water damage from burst pipes. It does not cover a tenants personal belongings.
Is landlord insurance required by law in California?
California does not legally require landlord insurance, but most mortgage lenders and property management companies require it. Without it, you could be personally liable for tenant injuries or property damage. Many West Sacramento landlords also add flood insurance due to the areas proximity to the Sacramento River.
How do I choose a landlord insurance agent in West Sacramento?
Look for an agent licensed in California who specializes in rental properties. Ask about their experience with West Sacramento specific risks like flood zones or older homes. Compare quotes from multiple agents to find a policy that meets your coverage needs and budget.