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Directory of landlord insurance agents in Richmond, California. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Richmond, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 landlord insurance agents in Richmond, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Futuro Insurance Services Richmond
12553 San Pablo Ave B, Richmond, CA 94805
(510) 403-4333
futuroins.com
Farmers Insurance - Aline Marcadier
635 23rd St A, Richmond, CA 94804
(510) 215-9288
agents.farmers.com
JG Insurance Solutions
12807 San Pablo Ave, Richmond, CA 94805
(510) 307-5157
Farmers Insurance - Sandra Valdivia
874 23rd St, Richmond, CA 94804
(510) 233-2100
agents.farmers.com
M.A. Hays Insurance Brokers
232 Broadway, Richmond, CA 94804
(510) 235-0353
mahays.com
Mervyn M Davis Insurance Agency, LLC
12495 San Pablo Ave, Richmond, CA 94805
(510) 232-5785
mmdavisinsurance.com
UNICOM INSURANCE & FINANCIAL SERVICES LLC
12976 San Pablo Ave, Richmond, CA 94805
(510) 234-0517
unicominsuranceservices.com
Uren & Myers Insurance Agency
3211 Auto Plaza, Richmond, CA 94806
(510) 243-2410
urenmyers.com
Ken Block & Associates
232 Broadway, Richmond, CA 94804
(707) 644-0235
kenblockinsurance.com
A landlord insurance agent in Richmond, California can help property owners find coverage that meets state requirements. California law does not mandate landlord insurance, but most mortgage lenders require it. Local agents understand risks specific to the Bay Area, including earthquake and wildfire exposure.
What Does a Landlord Insurance Agent in Richmond Cost?
In California, landlord insurance typically costs between $800 and $2,500 per year for a single-family rental property. Costs depend on property value, location, coverage limits, and deductible amounts. Richmond properties may have higher premiums due to wildfire risk and local crime rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance in Richmond California typically cover?
Landlord insurance usually covers property damage, liability protection, and loss of rental income. It does not cover tenant personal property. In California, you may also need separate flood or earthquake policies.
Is landlord insurance required by California law?
California state law does not require landlord insurance. However, your mortgage lender will likely require a dwelling policy. Additionally, having liability coverage is strongly recommended due to California tenant protection laws.
How do Richmond rental property owners choose a landlord insurance agent?
Look for an agent licensed in California who specializes in rental property coverage. Ask about policy limits, deductibles, and whether the policy covers California-specific risks like earthquake or wildfire. Compare quotes from multiple agents.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.