Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 landlord insurance agents in Monterey, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jim Rinehart - State Farm Insurance Agent
2511 Garden Rd Suite C-125, Monterey, CA 93940
(831) 393-8500
jimrinehart.com
AAA Monterey Branch
53 Soledad Dr, Monterey, CA 93940
(831) 645-1900
mwg.aaa.com
Farmers Insurance - Jessica Connally
404 W Franklin St Ste 102, Monterey, CA 93940
(831) 424-0829
agents.farmers.com
Natalie Hungerford: Allstate Insurance
591 Hartnell St, Monterey, CA 93940
(831) 642-6400
agents.allstate.com
Christopher Thom: Allstate Insurance
201 Calle Del Oaks Ste A, Monterey, CA 93940
(831) 373-2791
agents.allstate.com
Capital Insurance Group
1 Lower Ragsdale Dr, Monterey, CA 93940
(877) 200-4220
ciginsurance.com
Chuck Hewett - State Farm Insurance Agent
9 Soledad Dr C, Monterey, CA 93940
(831) 372-8006
chuckhewett.com
Cowell & Smith Insurance Agency
2250 N Fremont St, Monterey, CA 93940
(831) 372-5800
cowellandsmith.com
HUB International
401 Fremont St Unit 100, Monterey, CA 93940
(831) 373-4925
hubinternational.com
Finch and Pirkle Insurance
482 Alvarado St, Monterey, CA 93940
(831) 372-1206
finchandpirkleinsurance.com
Farmers Insurance - Anthony Parker
1193 10th St, Monterey, CA 93940
(831) 648-7090
agents.farmers.com
Nationwide Insurance: Maffei Insurance & Financial Services
480 Calle Principal Ste 4, Monterey, CA 93940
(831) 920-6533
agency.nationwide.com
Willow Glen Insurance
400 Camino Aguajito # 200, Monterey, CA 93940
(831) 655-1200
willowgleninsurancemonterey.com
Monterey Bay Insurance Services Inc
311 Vía Gayuba, Monterey, CA 93940
(831) 649-6941
What Does a Landlord Insurance Agent in Monterey Cost?
In California, landlord insurance typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental, annual premiums often range from 800 to 2,500 dollars, depending on property value, location, and coverage limits. Costs are higher in coastal areas like Monterey due to wildfire and flood risks. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in California?
Landlord insurance in California typically covers dwelling damage, liability for tenant injuries, and loss of rental income. It does not cover tenant personal property or flood damage unless added separately.
Do California landlords need liability insurance?
Yes, liability insurance is strongly recommended for California landlords. It protects you if a tenant or visitor is injured on your property and can cover legal costs from lawsuits.
How does California law affect landlord insurance costs?
California law requires landlords to maintain habitable premises, which can influence liability risks. Local rent control ordinances in Monterey may also affect policy needs and premiums.