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Looking for a landlord insurance agent in Lemon Grove? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Lemon Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 landlord insurance agents in Lemon Grove, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fiesta Auto Insurance & Tax Service
7127 Broadway, Lemon Grove, CA 91945
(619) 467-7497
fiestainsurance.com
Fred Loya Insurance
7285 Broadway, Lemon Grove, CA 91945
(619) 668-8530
fredloya.com
Marisol Trujillo: Allstate Insurance
7227 Broadway Ste 102, Lemon Grove, CA 91945
(619) 589-0041
agents.allstate.com
Royalty Insurance Services
7951 Broadway, Lemon Grove, CA 91945
(619) 463-4500
Daris Hochwender - State Farm Insurance Agent
7733 Palm St Ste 212, Lemon Grove, CA 91945
(619) 464-0389
statefarm.com
Landlord insurance agents in Lemon Grove help property owners protect their rental investments with policies tailored to California requirements. California law does not mandate landlord insurance, but most mortgage lenders require it and it covers risks like property damage and liability. Local agents understand Lemon Grove market conditions and can advise on coverage for earthquake or wildfire risks common in the state.
What Does a Landlord Insurance Agent in Lemon Grove Cost?
The cost of landlord insurance in California typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Lemon Grove, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Factors like proximity to fire zones, age of the property, and deductible amounts also affect pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Lemon Grove?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In California, it may also include coverage for earthquake or wildfire damage if added as an endorsement. It does not cover tenant personal property, which requires renters insurance.
Is landlord insurance required by law in California?
No, California law does not require landlord insurance. However, most mortgage lenders and property management companies require it as a condition of the loan or lease agreement. It is strongly recommended to protect against liability and property damage.
How do I choose a landlord insurance agent in Lemon Grove?
Look for an agent licensed in California with experience in rental property coverage. Ask about their knowledge of local risks like wildfires or earthquakes and compare quotes from multiple providers. Ensure the policy meets your specific property type and liability needs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.