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Compare Landlord Insurance Agents in Imperial Beach, CA

Directory of landlord insurance agents in Imperial Beach, California. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Imperial Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 landlord insurance agents in Imperial Beach, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cheryl Close - State Farm Insurance Agent
1144 13th St Suite 101, Imperial Beach, CA 91932
(619) 423-7111 cherylclose.com
Farmers Insurance - Carlos Diaz
1340 Imperial Beach Blvd Ste 204, Imperial Beach, CA 91932
(619) 425-0079 agents.farmers.com
Ideal Choice Insurance & Notary Services
1237 Palm Ave, Imperial Beach, CA 91932
(619) 423-7172 idealchoiceinsurance.com

Landlord insurance agents in Imperial Beach help property owners secure coverage for rental homes near the coast. California law requires landlords to disclose insurance information to tenants under Civil Code Section 1950.5. Agents can tailor policies to address flood risks and earthquake exposures common in the San Diego area.

What Does a Landlord Insurance Agent in Imperial Beach Cost?

Landlord insurance in California typically costs between $800 and $2,500 per year for a single-family rental, depending on location, property value, and coverage limits. In Imperial Beach, premiums may be higher due to flood and wildfire risks. Costs also vary based on deductible amounts and additional endorsements. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Imperial Beach?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In coastal areas like Imperial Beach, agents often recommend adding flood or earthquake endorsements. Standard policies do not cover tenant personal belongings.
Is landlord insurance required by California law?
California does not legally require landlord insurance, but most mortgage lenders mandate it. The California Civil Code also requires landlords to disclose if they have insurance that covers tenant property. Without coverage, you risk financial loss from lawsuits or property damage.
How do I choose a landlord insurance agent in Imperial Beach?
Look for an agent licensed in California with experience in coastal rental properties. Ask about coverage for flood, earthquake, and liability limits. Compare quotes from multiple agents to find a policy that fits your property needs.