The top-rated landlord insurance agent in Fort Smith, Arkansas is Heath Roberts - State Farm Insurance Agent, rated 5.0 stars across 689 reviews. Other highly rated options include Absolute Insurance, Dominguez Insurance Agency, Farmers Insurance - Aneisha LeMonier. This directory lists 20 landlord insurance agents serving Fort Smith.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heath Roberts - State Farm Insurance Agent | 2218 S 57th St | (479) 452-4088 |
| 2 | Absolute Insurance | 4979 Old Greenwood Rd Suite A3 | (479) 561-1700 |
| 3 | Dominguez Insurance Agency | 2400 Rogers Ave | (479) 434-4834 |
| 4 | Farmers Insurance - Aneisha LeMonier | 2900 Old Greenwood Rd E | (479) 324-4440 |
| 5 | ASAP Insurance Services, Inc. | 2308-B Midland Blvd | (479) 783-0356 |
| 6 | Shelter Insurance - Wade Gilkey | 3017 S 70th St A | (479) 452-8000 |
| 7 | F & M Insurance Agency, Inc. | 2610 Towson Ave | (479) 785-0269 |
| 8 | Berryhill Insurance Group | 2322 S 58th St | (479) 783-2801 |
| 9 | Kohler and Green Insurance | 6707 Phoenix Ave | (479) 484-9888 |
| 10 | State Farm: Craig Gigerich | 725 N Greenwood Ave | (479) 434-4844 |
Heath Roberts - State Farm Insurance Agent serves the Fort Smith, Arkansas area as a landlord insurance agent. The company helps property owners secure coverage for rental dwellings, addressing risks like property damage and liability. Policies are tailored to protect both the structure and the landlord's financial interests during tenant occupancy. Additional services include loss of rental income protection and coverage for vandalism or fire. The agency also handles personal insurance for homeowners and auto policies.
Absolute Insurance serves Fort Smith, Arkansas and the surrounding communities, handling landlord insurance needs for local property owners. The agency addresses coverages tailored to rental properties, including dwelling protection and liability options. It works with clients to structure policies that reflect the specific risks of residential or commercial leasing in the area. To manage a typical job, the agency evaluates the property’s condition and rental terms, then recommends appropriate coverage limits to match the landlord's financial and safety goals.
Dominguez Insurance Agency provides a full range of landlord insurance products tailored to property owners in Fort Smith, AR. This includes essential coverage for property damage, liability protection, and loss of rental income. The agency also offers guidance on maintaining appropriate coverage limits and policy endorsements. It routinely assists clients in safeguarding rental properties of various types, ensuring compliance with local insurance requirements. The agency services single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Aneisha LeMonier in Fort Smith, AR, provides both one-time landlord insurance policies for single property owners and recurring coverage options for those with rental portfolios. This local agency helps property owners protect against common risks such as property damage, liability claims, and lost rental income. Each policy is customized to the specific rental property and coverage needs. Service for new business and policy inquiries runs on an as-needed basis for personalized support.
ASAP Insurance Services, Inc. serves homeowners, property managers, and small business owners seeking liability and property damage protection for their rental units. As a dedicated landlord insurance agent in Fort Smith, AR, it helps clients secure coverage tailored to residential and commercial income properties commonly held in the area. The agency assists with multi-unit dwellings and single-family rental policies, advising on appropriate risk management solutions. Its service area also extends to surrounding communities within the greater Fort Smith metro, including Van Buren.
Shelter Insurance - Wade Gilkey specializes in tailoring landlord insurance policies for properties in Fort Smith, AR, providing financial protection for rental dwellings and structures. The agency supports property owners with coverage options designed to address liability concerns and potential income loss from tenant-related damages. As a local resource, it offers guidance on policy adjustments suited to changing seasonal risks, such as spring storms that can damage roofs or plumbing freeze-ups during harsh winter months.
As seasonal storms approach Fort Smith, property owners require dependable rental property insurance that covers both vacancy and tenant damage. F & M Insurance Agency, Inc. specializes in landlord insurance policies tailored for local residential and commercial landlords. They help clients understand liability coverage, loss of rent provisions, and building ordinance endorsements specific to Arkansas regulations. An in-person walkthrough of the rental unit typically begins the assessment process for a proper quote.
Berryhill Insurance Group provides property insurance solutions designed to protect residential and commercial investment holdings. As a landlord insurance agent in Fort Smith, AR, the company focuses particularly on coverage for risks such as tenant damage, liability claims, and loss of rental income. Their offerings are customized to treat rental buildings as active business assets. Policies are structured to cover commercial sectors such as offices, warehousing facilities, and food service operations requiring specialized protections.
Kohler and Green Insurance serves landlords in Fort Smith, Arkansas, by offering residential landlord insurance policies that protect income properties and rental homes. Commercial coverage is also available for larger multi-unit dwellings and other real estate investments in the greater Fort Smith area. Their agency works with property owners to structure liability and property protection suited to local rental markets. Ongoing communication between regular visits helps ensure that policy coverage adjusts as tenant circumstances change.
State Farm: Craig Gigerich in Fort Smith, AR, provides landlord insurance agents to property owners seeking financial protection for rental investments. Its services include basic hazard, liability, and dwelling coverage for residential landlords. A typical policy addresses risks like fire and tenant damage while supporting income loss from uninhabitable units. The agency can add specialized coverage for vacant property periods.
What Does a a Landlord Insurance Agent in Fort Smith Cost?
Typical landlord insurance in Arkansas costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Fort Smith, annual premiums often range from 800 to 1,500 dollars depending on property value, location, and coverage limits. Multi-unit properties may cost 1,200 to 3,000 dollars per year. Actual costs vary based on property condition, claims history, and chosen deductibles. This is general information and does not constitute insurance advice.
About landlord insurance agents in Fort Smith
A landlord insurance agent in Fort Smith can help you protect your rental properties with policies tailored to Arkansas regulations. Arkansas law requires landlords to maintain habitable premises, and proper insurance can cover liability and property damage. Local agents understand the unique risks of the Fort Smith rental market, including weather events and tenant liability issues.
Frequently Asked Questions
What does landlord insurance cover in Arkansas?
Landlord insurance in Arkansas typically covers property damage, liability for tenant injuries, and loss of rental income. It does not cover tenant personal property. Policies can be customized to include flood or wind damage common in the Fort Smith area.
Is landlord insurance required by law in Arkansas?
Arkansas state law does not require landlords to carry insurance, but most mortgage lenders require it for financed rental properties. It is strongly recommended to protect against liability claims and property damage from fire, storms, or vandalism.
How do I choose a landlord insurance agent in Fort Smith?
Look for an agent licensed in Arkansas with experience in rental property coverage. Ask about policy limits, deductibles, and exclusions for specific risks like sewer backup or tenant damage. Compare quotes from multiple agents to find suitable coverage for your property.
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