The top-rated landlord insurance agent in Yuma, Arizona is Morales Insurance Group, rated 4.9 stars across 935 reviews. Other highly rated options include Andrea's Insurance & Tax, Farmers Insurance - Flores Insurance Agency LLC, Yuma Risk Management Group, LLC. This directory lists 20 landlord insurance agents serving Yuma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Morales Insurance Group | 1406 S 4th Ave | (928) 276-4543 |
| 2 | Andrea's Insurance & Tax | 160 S 4th Ave | (928) 783-3322 |
| 3 | Farmers Insurance - Flores Insurance Agency LLC | 2851 S Avenue B Ste 301 | (928) 726-7222 |
| 4 | Yuma Risk Management Group, LLC | 220 E 16th St Suite 2 | (928) 726-9338 |
| 5 | Farmers Insurance - Thomas Gravely | 900 W 8th St | (928) 285-8507 |
| 6 | Inszone Insurance Services | 11487 S Fortuna Rd #3 | (928) 342-3077 |
| 7 | Yuma Insurance, Inc. | 2691 S 4th Ave | (928) 344-3500 |
| 8 | R L Jones Insurance Services Inc | 2180 S 4th Ave D | (928) 627-8212 |
| 9 | R L Jones Insurance Services | 847 W 8th St | (928) 627-8212 |
| 10 | Wes McDowell: Allstate Insurance | 11242 S Foothills Blvd Ste 25 | (928) 305-1607 |
Morales Insurance Group serves the Yuma, Arizona metro area as a landlord insurance agent. The agency provides coverage solutions for residential and commercial rental property owners managing local housing markets. It helps landlords protect their investments from common regional risks such as liability claims, property damage, and loss of rental income. The firm handles specific needs like vacant dwelling policies and umbrella liability coverage for multiple-unit properties.
Landlords and property managers in Yuma, Arizona rely on Andrea's Insurance & Tax for landlord insurance agent services. The company helps property owners secure coverage that protects their rental investments from common risks like property damage and liability claims. Clients are guided through policy options tailored to different rental property types. Andrea's Insurance & Tax serves both long-term landlords and those with short-term vacation rentals. Its coverage area extends into neighboring Somerton and the surrounding Yuma County region.
Farmers Insurance - Flores Insurance Agency LLC provides landlord insurance services in Yuma, AZ, helping property owners protect their investments from common rental risks. It offers tailored coverage policies designed to address the unique liabilities that come with leasing residential or commercial spaces. The agency assists clients in understanding policy details, ensuring proper protection for income properties. Its services cover a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Serving Yuma, Arizona, and the surrounding Colorado River communities, Yuma Risk Management Group, LLC handles insurance policies specifically tailored for local landlords. It addresses coverage needs related to residential and commercial rental properties within this desert region. The agency focuses on risk mitigation for property owners, including protection against tenant damage and liability claims. When managing a typical policy, it conducts a thorough evaluation of the property’s condition and location to recommend appropriate liability and loss limits.
Farmers Insurance through Thomas Gravely in Yuma, Arizona, offers both one-time landlord policies for property owners needing short-term coverage and scheduled, ongoing plans for long-term rental investments. Such landlord insurance agent services typically protect against property damage, liability claims, and lost rental income from covered events. Whether securing a single vacation rental or maintaining coverage for multiple residential units, local property managers and investors can choose between a single consultation or a recurring annual renewal program. Service runs on a one-time, scheduled, or as-needed basis.
Inszone Insurance Services provides tailored insurance policies specifically designed for owners of rental properties in Yuma, Arizona. The agency works with landlords to structure coverage that addresses liability risks, property damage, and potential loss of rental income. Their general service work involves helping property owners assess exposures unique to the local desert environment, such as sun damage to roofs and HVAC systems. They assist clients preparing for the intense summer monsoon season, when sudden flash floods can threaten rental homes and commercial units.
Yuma Insurance, Inc. assists property owners with general liability coverage for rental units. This agency also offers specialized endorsements for loss of rental income and vandalism protection, addressing the specific risks that landlords face in the Yuma market. Policies are structured to protect income streams during tenant vacancies and property damage repairs. Its landlord insurance services can accommodate commercial sectors including office buildings, warehouse spaces, and food service establishments.
In Yuma, seasonal rental turnover and monsoon roof damage create frequent landlord coverage concerns. R L Jones Insurance Services Inc addresses these needs by providing landlord insurance policies for residential and commercial properties. Each policy can be tailored to cover structures, liability, and lost rental income. Clients in Yuma seeking landlord insurance agent services typically schedule an initial property walkthrough to identify exposures and confirm appropriate coverage limits before binding the policy.
R L Jones Insurance Services specializes in landlord insurance policies tailored for property owners, offering coverage for rental dwellings and liability protection. The agency provides guidance on selecting appropriate plans for residential or commercial rental properties throughout Yuma, AZ. As a dedicated insurance provider, it helps property managers assess risks and secure financial safeguards. Geographically positioned in a region prone to extreme heat and seasonal dust storms, it aids landlords in addressing concerns about property damage from weather-related events.
Wes McDowell: Allstate Insurance serves Yuma, Arizona, as a landlord insurance agent. Their residential offerings include coverage for rental properties, while commercial policies address apartment buildings or multi-family units. The agency works with property owners across the entire Yuma area. They complete initial risk assessments and help structure policies for individual investment properties. The business follows up with tenants or owners between regular visits to manage policy changes and maintain continuous coverage. This support ensures local landlords can make timely adjustments as their rental inventory or leasing situations evolve.
What Does a a Landlord Insurance Agent in Yuma Cost?
The average cost for landlord insurance in Arizona ranges from 25 to 40 percent more than standard homeowners insurance. For a single family rental in Yuma you might pay between 800 and 1,500 dollars per year. Costs depend on property age, location, coverage limits, and deductible. This is general information and not insurance advice.
About landlord insurance agents in Yuma
Landlord insurance agents in Yuma Arizona help rental property owners secure policies that cover dwelling damage, liability, and lost rent. Arizona law does not require landlord insurance but most mortgage lenders do. Yuma landlords often need additional coverage for flood or wind damage due to the local desert climate.
Frequently Asked Questions
What does landlord insurance cover in Yuma Arizona?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income. In Yuma you may also need separate flood insurance because standard policies exclude flood damage.
Is landlord insurance required by law in Arizona?
Arizona state law does not require landlord insurance. However your mortgage lender will likely require it as a condition of the loan. Some HOAs in Yuma also require proof of insurance.
How do I choose a landlord insurance agent in Yuma?
Look for an agent who is licensed in Arizona and has experience with rental properties. Ask about coverage for vacant units and whether the policy includes ordinance or law coverage for older Yuma homes.
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