The top-rated landlord insurance agent in Prescott Valley, Arizona is Eric Strobel - State Farm Insurance Agent, rated 4.9 stars across 330 reviews. Other highly rated options include Farmers Insurance - James Weinrich, Manzanita Insurance, Scott Smith - State Farm Insurance Agent. This directory lists 11 landlord insurance agents serving Prescott Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eric Strobel - State Farm Insurance Agent | 2485 N Great Western Dr # A | (928) 772-8338 |
| 2 | Farmers Insurance - James Weinrich | 7129 E 1st St #104 | (928) 227-3457 |
| 3 | Manzanita Insurance | 8168 Florentine Rd Suite A | (928) 800-0865 |
| 4 | Scott Smith - State Farm Insurance Agent | 3298 N Glassford Hill Rd #103 | (928) 772-7100 |
| 5 | Farmers Insurance - Stephen Carbajal Agency | 8197 Florentine Rd C | (928) 775-9994 |
| 6 | Fair Advantage Insurance | 3071 N Robert Rd ste f | (928) 277-1213 |
| 7 | Inszone Insurance Services | 3075 N Windsong Dr B2 | (928) 458-7374 |
| 8 | Farmers Insurance - Erik Baile | 8118 E State Rte 69 | (928) 772-8233 |
| 9 | Integrity Insurance Brokerage PLLC | 8363 Florentine Rd B | (928) 225-3420 |
| 10 | Cole Insurance Specialists | 8148 E State Rte 69 | (928) 427-1067 |
Eric Strobel - State Farm Insurance Agent serves Prescott Valley and the surrounding Yavapai County area, providing landlord insurance solutions for rental property owners. These policies help protect income properties against covered damages from fire, weather, or vandalism, and typically include liability coverage for tenant-related incidents. The agency assists local landlords in selecting appropriate deductibles and coverage limits for their specific rental units. It handles coverage for single-family rentals and multi-unit residential properties.
Farmers Insurance - James Weinrich provides landlord insurance services in the Prescott Valley area, covering a full range of property protection needs. The agency offers guidance on policy plans suited for rental property owners, helping to safeguard investments against common risks. Services include maintenance plan consultations to assist landlords in managing their properties effectively and keeping them insured year-round. Farmers Insurance - James Weinrich services various property types, including single-family homes, apartments, retail spaces, and restaurants.
Manzanita Insurance serves homeowners, property managers, and small-scale landlords in Prescott Valley, Arizona, offering tailored landlord insurance policies designed to protect rental properties and investment income. Their services address common coverage needs such as dwelling protection, liability coverage, and loss of rental income for single-family homes and multi-unit buildings. The agency helps clients navigate policy options and endorsements relevant to the local real estate market. They also provide landlord insurance coverage for properties in neighboring Dewey-Humboldt and the surrounding Quad Cities metro area.
Scott Smith - State Farm Insurance Agent provides landlord insurance services to Prescott Valley and surrounding communities in the Yavapai County area. It handles coverage for rental properties, addressing liability, property damage, and loss of rental income. The agency also helps manage risks associated with tenant issues and natural hazards common to the region. To handle a typical job, it assesses the property’s value and rental history before tailoring a policy with specific deductible and coverage limit options.
Farmers Insurance - Stephen Carbajal Agency in Prescott Valley, AZ offers landlord insurance policies available through a single term or as a recurring annual service, with the main coverage protecting rental property structures, liability, and loss of rental income. As a local specialist in this segment, the agency ensures property owners can choose the renewal option that best matches their investment strategy. Service for policy adjustments, claims support, and endorsements operates on a scheduled or as-needed basis.
Fair Advantage Insurance specializes in landlord insurance coverage for rental property owners in Prescott Valley, Arizona. It assists with policies tailored to protect against property damage, liability claims, and loss of rental income. The agency works with local landlords to secure appropriate protection for single-family homes, duplexes, and small apartment buildings. During the monsoon season, it helps property owners address potential water damage and windstorm risks that commonly affect rental units in the region.
Inszone Insurance Services provides landlord insurance policies for property owners in Prescott Valley, Arizona. The agency structures coverage plans that can include options for routine property maintenance and unexpected repair needs. Policy offerings typically address liability risks, property damage, and income loss from rental properties. The agency serves residential dwellings such as single-family homes and apartment complexes, as well as commercial spaces including retail properties and restaurants.
With Prescott Valley's monsoon season causing sudden roof and flash-flood damage, rental property owners require reliable coverage to avoid costly interruptions. Farmers Insurance - Erik Baile addresses these specific landlord exposures, offering policies that protect against liability and income loss from tenant accidents or property damage. Serving the Prescott Valley area, this agent helps local investors secure appropriate dwelling insurance tailored to rental units. An initial risk assessment of the property's condition and tenant history typically precedes any formal policy proposal.
Integrity Insurance Brokerage PLLC in Prescott Valley provides residential landlord insurance, helping property owners protect rental homes from common liability and property damage risks. The agency also handles commercial coverage for multi-unit buildings or mixed-use spaces. Services extend throughout the Prescott Valley area. Agents work closely with clients to explain policy options and tailor coverage to specific property types. After an initial policy is in place, the staff typically follows up before each renewal to review changes or discuss updated coverage needs between regular visits.
Cole Insurance Specialists provides landlord insurance services to property owners in Prescott Valley, AZ. Their policies focus on protecting rental investments, with tailored coverage options specifically designed for residential and commercial landlords. They also offer valuable add-ons such as liability protection for tenant injuries and coverage for loss of rental income during property repairs. This localized agency works with a variety of commercial sectors, including offices, warehouses, and food service establishments across the area.
What Does a a Landlord Insurance Agent in Prescott Valley Cost?
The cost of landlord insurance in Arizona typically ranges from 25 percent to 35 percent more than standard homeowners insurance. For a single family rental in Prescott Valley you might pay between 800 and 1500 dollars per year depending on the property value location and coverage limits. Factors like the age of the home proximity to wildland areas and the deductible amount also affect the premium. This is general information and not insurance advice.
About landlord insurance agents in Prescott Valley
Landlord insurance agents in Prescott Valley help property owners protect their rental investments with policies tailored to Arizona regulations. Arizona law does not require landlord insurance but most mortgage lenders and property management companies do. Local agents understand the unique risks of the Prescott Valley market including monsoon season damage and wildfire exposure.
Frequently Asked Questions
What does landlord insurance cover in Prescott Valley Arizona?
Landlord insurance typically covers the building structure liability protection and loss of rental income. In Arizona policies often exclude flood and earthquake damage so separate coverage may be needed for monsoon flooding or seismic events.
Is landlord insurance required by law in Arizona?
Arizona state law does not require landlord insurance. However your mortgage lender or homeowners association may require it. Many property management companies in Prescott Valley also require landlords to carry a minimum amount of liability coverage.
How do Arizona landlord tenant laws affect insurance needs?
Arizona Revised Statutes Title 33 governs landlord tenant relations. For example landlords must maintain habitable premises and liability coverage can protect against claims for injuries caused by property defects. An agent can help align your policy with these legal duties.
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