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HomeHome Insurance AgentsWisconsin › Watertown

Find Home Insurance Agents Near You in Watertown, WI

Browse home insurance agents serving Watertown, Wisconsin. Updated 2026-07-14.

The top-rated home insurance agent in Watertown, Wisconsin is Lange Insurance Consulting, rated 5.0 stars across 154 reviews. Other highly rated options include Kevin L Mitchell - State Farm Insurance Agent, Dean Badorek - State Farm Insurance Agent, Richards Insurance Watertown. This directory lists 16 home insurance agents serving Watertown.

Showing 16 home insurance agents in Watertown, WIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lange Insurance Consulting315 S Montgomery St(920) 545-4601
2Kevin L Mitchell - State Farm Insurance Agent1406 S Church St(920) 261-1935
3Dean Badorek - State Farm Insurance Agent300 E Madison St(920) 206-0483
4Richards Insurance Watertown723 W Main St(920) 261-3402
5Dan Stukenberg American Family Insurance404 Bernard St(920) 261-1316
6Pine Hill Insurance Services - Watertown415 E Main St(920) 253-3353
7Farmers Insurance - Gregory SchwartzN1475 Co Rd M Unit 2(920) 206-3260
8State Farm Insurance1313 W Main St(920) 206-0731
9Michael Lenzendorf American Family Insurance114 W Main St(920) 261-2633
10Taylor Schultz - State Farm Insurance Agent1313 W Main St(920) 206-0731
LI
315 S Montgomery St
Lange Insurance Consulting
Home Insurance Agent · Watertown, WI

Lange Insurance Consulting serves the Watertown, Wisconsin area as a home insurance agent, helping homeowners assess their coverage needs for single-family homes and condominiums. The agency provides guidance on standard homeowners policies, which protect against risks like fire, theft, and weather damage common to the region. It also assists clients in understanding policy endorsements for additional structures and personal liability. For local property owners, Lange Insurance Consulting handles claims support and policy reviews for seasonal or vacant dwellings.

KL
1406 S Church St
Kevin L Mitchell - State Farm Insurance Agent
Home Insurance Agent · Watertown, WI

Kevin L Mitchell - State Farm Insurance Agent provides home coverage guidance, helping customers navigate policies and claims. The office offers personalized consultations to assess individual coverage needs and annual policy reviews to ensure limits remain appropriate as circumstances change. Standard service includes assistance with filing claims and answering billing questions. This agent serves homeowners in Watertown, WI, covering single-family homes, apartments, residential rental properties, and local retail and restaurant businesses.

DB
300 E Madison St
Dean Badorek - State Farm Insurance Agent
Home Insurance Agent · Watertown, WI

Dean Badorek - State Farm Insurance Agent in Watertown, WI, serves local homeowners, small businesses, and property managers seeking reliable coverage. As a home insurance agent, this office helps clients assess their property risks and select appropriate policies to protect their dwellings and personal belongings. It also offers guidance on bundling home and auto insurance for potential savings. The agency provides its services to customers throughout Watertown and additionally covers nearby communities in Jefferson County, including the Johnson Creek area.

RI
723 W Main St
Richards Insurance Watertown
Home Insurance Agent · Watertown, WI

Richards Insurance Watertown specializes in both one-time home insurance consultations for new property evaluations and recurring coverage adjustments for existing homeowners. Their policies focus on protecting dwellings and personal belongings against common regional risks in Watertown, Wisconsin. They offer coverage for structural damage, liability, and additional living expenses during repairs. Service operates on an as-needed basis, with clients able to request policy reviews, updates, or claims guidance whenever circumstances change or a new home is purchased.

DS
404 Bernard St
Dan Stukenberg American Family Insurance
Home Insurance Agent · Watertown, WI

Serving Watertown, Wisconsin, and the surrounding Jefferson County communities, Dan Stukenberg American Family Insurance handles home insurance policies for local homeowners. The agency protects single-family houses, condos, and rental properties against risks like fire, storms, theft, and liability claims common to the area. For each policy, it takes the time to discuss the property’s specific exposures before customizing coverage limits and deductibles to match the homeowner’s budget.

PH
415 E Main St
Pine Hill Insurance Services - Watertown
Home Insurance Agent · Watertown, WI

Spring storms in the Watertown area often reveal roof vulnerabilities and water entry points. Pine Hill Insurance Services in Watertown guides homeowners through assessing these seasonal risks and matching coverage to the specific structure's age and construction. Whether a home faces hail damage or foundation moisture, an agent reviews current policy limits against local rebuilding costs and typical claim patterns. The process begins with a free inspection of the property’s exterior and major systems to identify any existing maintenance issues that may affect eligibility or premium calculations.

FI
N1475 Co Rd M Unit 2
Farmers Insurance - Gregory Schwartz
Home Insurance Agent · Watertown, WI

Farmers Insurance - Gregory Schwartz in Watertown, WI offers specialized home insurance policies that protect against common property damage and liability risks. It also provides standard coverage options for homeowners seeking financial security for their dwellings and personal belongings. The agency assists local residents with tailoring coverage limits and deductibles to fit individual needs. Beyond routine protection, it helps clients address seasonal concerns such as freeze damage from Wisconsin’s harsh winter storms, ensuring coverage aligns with regional weather patterns.

SF
1313 W Main St
State Farm Insurance
Home Insurance Agent · Watertown, WI

As a home insurance agent in Watertown, WI, State Farm Insurance provides residential coverage to protect local homeowners and their property. Commercial insurance is also available for small businesses in the region, serving clients throughout the Watertown area. Each policy is tailored to individual needs, with agents available to discuss options during business hours. After initial service, the office stays in contact with policyholders, offering annual policy reviews and routine follow-up between regular visits to adjust coverage as circumstances change.

ML
114 W Main St
Michael Lenzendorf American Family Insurance
Home Insurance Agent · Watertown, WI

Michael Lenzendorf American Family Insurance assists homeowners in Watertown, Wisconsin, with obtaining appropriate property coverage. The agency helps clients evaluate additional endorsements for better protection, such as sewer backup or water damage policies. It regularly serves residential customers but also extends its services to commercial operations. Among the business sectors it helps are small offices, local warehouses, and nearby food service establishments, ensuring each has a tailored insurance plan for its unique property and liability needs.

TS
1313 W Main St
Taylor Schultz - State Farm Insurance Agent
Home Insurance Agent · Watertown, WI

Taylor Schultz - State Farm Insurance Agent in Watertown, WI is known for providing home insurance coverage tailored to local property needs. The agency assists homeowners in protecting their dwellings, personal belongings, and liability against common regional risks such as severe storms and winter damage. Policies typically include structure repair, replacement cost coverage, and loss of use benefits. Additional protection can be added through a scheduled personal property endorsement for valuable items like jewelry or electronics.

SI
210 W Main St
Saxby Insurance Agency, L.L.C.
Home Insurance Agent · Watertown, WI
(920) 261-3334
saxbyinsuranceagency.com
GI
117 Oakridge Ct
Gallagher Insurance, Risk Management & Consulting
Home Insurance Agent · Watertown, WI
(920) 261-5403
avidrisk.com
LI
106 Fairview St
LJM Insurance
Home Insurance Agent · Watertown, WI
(920) 545-4884
ljminsuranceagency.com/contact
WI
1303 Pioneer Rd
Watertown Insurance Agency We Do SR-22's
Home Insurance Agent · Watertown, WI
(920) 261-3633
watertowninsurance.net
RM
206 S 3rd St
Rural Mutual Insurance Agent: Brandon M Mueller
Home Insurance Agent · Watertown, WI
(920) 262-9775
ruralmutual.com/agent/brandon-m-mueller
RM
206 S 3rd St
Rural Mutual Insurance Agent: Thomas Murphy
Home Insurance Agent · Watertown, WI
(920) 262-9775
ruralmutual.com/agent/thomas-murphy

What Does a a Home Insurance Agent in Watertown Cost?

The average cost of home insurance in Wisconsin is around 1,000 to 1,500 dollars per year for a typical policy. In Watertown, rates may vary based on your homes age, location, and coverage limits. Actual costs depend on factors like deductible, claim history, and property value. This is general information and not insurance advice.

About home insurance agents in Watertown

Home insurance agents in Watertown, Wisconsin help homeowners find coverage for their property and belongings. Wisconsin law requires insurers to offer specific coverages like fire and wind damage. Local agents can explain policy options and help you meet your mortgage or personal insurance needs.

Frequently Asked Questions

What does a home insurance agent in Watertown do?

A home insurance agent helps you find a policy that fits your home and budget. They explain coverage types, deductibles, and Wisconsin-specific rules. Agents also assist with claims and policy changes.

Do I need home insurance in Watertown Wisconsin?

Yes, most mortgage lenders require home insurance. Wisconsin law does not mandate it, but it protects against fire, storm, theft, and liability. Without insurance you could face large out-of-pocket costs.

How do I choose a home insurance agent in Watertown?

Look for an agent licensed in Wisconsin with experience in local risks like snow and ice damage. Ask about policy options and discounts. Compare quotes from multiple agents to find suitable coverage.

Home Insurance Agents in Other Wisconsin Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.