The top-rated home insurance agent in La Crosse, Wisconsin is Reggie Rabb - State Farm Insurance Agent, rated 4.9 stars across 420 reviews. Other highly rated options include Coulee Region Insurance & Financial, Inc., Kurt Pfaff - State Farm Insurance Agent, Preferred Insurance Agency. This directory lists 18 home insurance agents serving La Crosse.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Reggie Rabb - State Farm Insurance Agent | 3454 Losey Blvd S | (608) 787-1000 |
| 2 | Coulee Region Insurance & Financial, Inc. | 2942 Darling Ct | (608) 784-8280 |
| 3 | Kurt Pfaff - State Farm Insurance Agent | 2100 WI-16 WI-16 | (608) 783-1130 |
| 4 | Preferred Insurance Agency | 401 King St | (608) 881-6566 |
| 5 | Blake Bunjovac - State Farm Insurance Agent | 1901 Jackson St | (608) 784-4510 |
| 6 | Kyle Visker - State Farm Insurance Agent | 111 2nd St S | (608) 784-9518 |
| 7 | Tim Best Agency LLC American Family Insurance | 4535 Mormon Coulee Rd | (608) 519-3396 |
| 8 | Townsend Insurance | 3629 Mormon Coulee Rd # C | (608) 788-4258 |
| 9 | O'Brien Insurance Agency, Inc | 700 3rd St N LL2 | (608) 785-7854 |
| 10 | Ryan Schultz and Associates, LLC American Family Insurance | 1901 State Rd | (608) 782-5780 |
Reggie Rabb - State Farm Insurance Agent serves the La Crosse County area, offering home insurance policies to local homeowners in Wisconsin. The agency helps clients protect their properties against risks common to the region, including weather-related damage and liability concerns. Personal consultations are available to review individual coverage needs. Specific services include dwelling protection and personal property coverage for residents.
Coulee Region Insurance & Financial, Inc. in La Crosse, WI provides a range of home insurance services, including policy evaluations and coverage updates. It offers maintenance plans that help property owners identify potential risks and adjust their protection accordingly. The company assists clients in reviewing deductibles and policy limits to ensure appropriate coverage for their specific needs. It services single-family homes, apartments, retail spaces, and restaurants, tailoring each policy to the unique demands of these property types.
Kurt Pfaff - State Farm Insurance Agent serves the La Crosse, Wisconsin area and its surrounding communities, handling home insurance policies for local homeowners. The agency works with clients to assess their property coverage needs, including protection for the dwelling structure and personal belongings. For a typical job, Kurt Pfaff's team reviews a customer's home and belongings to recommend a personalized policy that fits their specific situation and budget.
Homeowners in La Crosse, Wisconsin, looking to protect their largest investment find comprehensive home insurance policies through Preferred Insurance Agency. This local company assists property owners in evaluating their coverage needs, including dwelling protection and liability options. Services are tailored to fit the unique risks of homes in the region, such as weather-related damage. The agency also serves clients in nearby Onalaska, extending its expertise in home insurance to that neighboring community within the greater La Crosse metro area.
Blake Bunjovac - State Farm Insurance Agent in La Crosse, WI offers clients a choice between a single policy purchase for immediate coverage needs and an ongoing relationship to adjust protection as circumstances evolve. General home insurance agent services in this area typically involve assessing dwelling value, personal property, and liability risks. Coverage options may protect against common perils like fire, wind, or theft. Service at this agency runs on a one-time, scheduled, or as-needed basis, with clients able to request a policy review at their convenience.
Kyle Visker - State Farm Insurance Agent in La Crosse, WI specializes in helping homeowners select property coverage tailored to their needs. The agency also assists clients with general home insurance services, including policy reviews, claims guidance, and coverage adjustments as circumstances change. Everyday work involves explaining different protection levels, from dwelling structures to personal belongings. Toward the end of the year, it helps La Crosse residents prepare their policies for winter risks such as frozen pipes, ice dams, and potential roof damage from snow accumulation.
As winter ice forms on driveways and sidewalks across La Crosse, property owners often worry about slip hazards and roof damage. Tim Best Agency LLC American Family Insurance helps residents prepare by reviewing homeowners policies for coverage of ice-related structural issues. The agency walks clients through common local risks like freeze damage and falling tree limbs. Each consultation includes a clear explanation of deductibles and available liability protections. Their initial process always begins with a thorough review of the current property and its specific seasonal vulnerabilities.
Townsend Insurance offers residential home insurance services for property owners in La Crosse. They also handle commercial coverage for local businesses throughout the area. Policies can be tailored to protect against common regional risks such as weather damage. Clients often follow up with the agency to adjust coverage after renovations or to review policies regularly until their next renewal period.
O'Brien Insurance Agency, Inc in La Crosse, WI regularly helps local homeowners secure coverage for property damage and personal liability. The agency can also arrange specialty endorsements for high-value items, such as jewelry or fine art, as well as additional protection for sewer backup or identity theft. For commercial clients, O'Brien Insurance Agency, Inc can serve offices, warehouses, and food service businesses with appropriate property and casualty policies.
Ryan Schultz and Associates, LLC American Family Insurance is an independent agency in La Crosse that specializes in tailoring home insurance coverage to protect a client’s property and personal belongings. The office works with local homeowners to assess specific risks and structure policies that address both structure replacement and liability concerns. It can also help clients add on an umbrella policy for extra protection beyond standard home coverage limits.
What Does a a Home Insurance Agent in La Crosse Cost?
The average cost of home insurance in Wisconsin is about 1,000 to 1,400 dollars per year for a standard policy. In La Crosse, rates may be higher due to flood and storm risks. Actual costs depend on your homes value, location, and coverage limits. This is general information and not insurance advice.
About home insurance agents in La Crosse
Home insurance agents in La Crosse Wisconsin help homeowners find policies that protect their property and belongings. Wisconsin law requires insurers to offer specific coverages like replacement cost on dwellings. Agents can explain local risks such as severe storms and flooding along the Mississippi River.
Frequently Asked Questions
What does a home insurance agent in La Crosse do?
A home insurance agent in La Crosse helps you compare policies from different insurers. They explain coverage options and assist with claims. Agents must be licensed by the Wisconsin Office of the Commissioner of Insurance.
Is flood insurance required in La Crosse?
Flood insurance is not required by Wisconsin law but may be required by your mortgage lender if you are in a flood zone. La Crosse has areas near the Mississippi River that are at higher flood risk. Standard home policies do not cover flood damage.
How do I choose a home insurance agent in La Crosse?
Look for an agent who is licensed in Wisconsin and has experience with local property types. Ask about their knowledge of area risks like hail and winter freeze damage. You can verify an agents license through the Wisconsin Office of the Commissioner of Insurance website.
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