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Home Insurance Agents in Fircrest, WA

Browse home insurance agents serving Fircrest, Washington. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Fircrest, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 3 home insurance agents in Fircrest, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Philip Girolami
6314 19th St W STE 22, Fircrest, WA 98466
(253) 566-8447 agents.farmers.com
Team Insurance Inc
6314 19th St W STE 19, Fircrest, WA 98466
(253) 564-6373 team-insurance.com
Farmers Insurance - Rick Romani
6314 19th St W STE 22, Fircrest, WA 98466
(253) 565-2060 agents.farmers.com

Home insurance agents in Fircrest, Washington help homeowners protect their property against risks like fire, theft, and weather damage. Washington state law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain policy options including dwelling coverage, personal property protection, and liability insurance tailored to the Fircrest area.

What Does a Home Insurance Agent in Fircrest Cost?

The average cost of homeowners insurance in Washington is around $1,200 to $1,800 per year for a standard policy, but rates vary widely based on your homes value, location in Fircrest, and coverage limits. Factors like the age of your roof, proximity to fire stations, and claims history also affect premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does home insurance typically cover in Fircrest Washington?
Standard policies cover the structure of your home, personal belongings, liability for injuries on your property, and additional living expenses if you cannot stay in your home. Earthquake and flood coverage are usually separate add-ons. Washington state has specific rules about how insurers handle claims and policy cancellations.
How do I choose a home insurance agent in Fircrest?
Look for an agent licensed by the Washington State Office of the Insurance Commissioner. You can verify a license on the OIC website. Ask about their experience with homes in Pierce County and whether they offer policies from multiple insurance companies.
Are there Washington laws that affect home insurance policies?
Yes. Washington law gives you 30 days to pay a renewal premium after the due date before a policy can be cancelled for nonpayment. Insurers must also provide a written explanation if they deny a claim. The state requires insurers to offer coverage for replacement cost rather than actual cash value in some cases.