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Find Home Insurance Agents in Ferndale, WA

Directory of home insurance agents in Ferndale, Washington. Verify credentials with the state department of insurance before hiring.

6 agents listed
Updated May 2026
Ferndale, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 6 home insurance agents in Ferndale, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Billy Slesk - State Farm Insurance Agent
5615 3rd Ave, Ferndale, WA 98248
(360) 384-6881 billyslesk.com
Teresa Garten - State Farm Insurance Agent
6044 Portal Way #102, Ferndale, WA 98248
(360) 384-0087 myferndaleagent.com
D & D Insurance Agency LLC
1740 La Bounty Dr # 5, Ferndale, WA 98248
(360) 392-8159 danddinsurance.com
Farmers Insurance - Kirk Dechert
5678 2nd Ave, Ferndale, WA 98248
(360) 384-2557 agents.farmers.com
Northwest Health Plans
1887 Main St Suite 209, Ferndale, WA 98248
(360) 922-6142 nwhealthplans.com
Nationwide Insurance: Safewest Insurance LLC
2016 Main St, Ferndale, WA 98248
(360) 778-2592 agency.nationwide.com

Home insurance agents in Ferndale Washington help homeowners find coverage for their property and belongings. Washington state law does not require homeowners insurance but mortgage lenders typically do. A local agent can explain how factors like proximity to the Nooksack River or Pacific Northwest weather affect your policy options.

What Does a Home Insurance Agent in Ferndale Cost?

The average cost of homeowners insurance in Washington is about 1,200 to 1,800 dollars per year for a standard policy. Actual premiums depend on your homes location age construction and coverage limits. Ferndale rates may be higher for homes in flood-prone areas. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Ferndale do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They can explain Washington-specific coverages like earthquake or flood insurance. Agents also assist with policy changes and claims questions.
Is homeowners insurance required by law in Washington?
Washington state does not legally require homeowners insurance. However most mortgage lenders require you to have a policy to protect their investment. An agent can help you meet lender requirements while getting adequate coverage.