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Compare Home Insurance Agents in Highland Springs, VA

Directory of home insurance agents in Highland Springs, Virginia. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Highland Springs, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 3 home insurance agents in Highland Springs, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
EverSafe Insurance LLC
1613 Elsing Green Ct, Highland Springs, VA 23075
(804) 406-3976 mellisasegui140388.wixsite.com
Joe Lam - State Farm Insurance Agent
1007 E Nine Mile Rd, Highland Springs, VA 23075
(804) 737-5447 joelaminsurance.com
HANSON AGENCY INC
207 W Nine Mile Rd, Highland Springs, VA 23075
(804) 737-2801

Home insurance agents in Highland Springs Virginia help residents find coverage that meets state requirements and protects their property. Virginia law does not require homeowners insurance but mortgage lenders typically mandate it. Agents can explain local risks such as flooding from the Chickahominy River and guide you through policy options.

What Does a Home Insurance Agent in Highland Springs Cost?

The average cost of home insurance in Virginia is about 1,200 to 1,800 per year for a standard policy with 300,000 dollars in dwelling coverage. In Highland Springs rates may be slightly higher due to local weather risks and flood exposure. Costs vary based on your specific home and coverage needs. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Highland Springs do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your home and budget. They explain policy details such as dwelling coverage and liability limits. Agents also assist with filing claims and updating coverage as your needs change.
Is home insurance required in Virginia?
Virginia state law does not require homeowners insurance. However if you have a mortgage your lender will require you to carry a policy that covers the loan amount. Even without a mortgage many homeowners choose coverage to protect against fire theft and weather damage.