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Compare Home Insurance Agents in Dumfries, VA

Browse home insurance agents serving Dumfries, Virginia. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Dumfries, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 6 home insurance agents in Dumfries, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Amjad Aburjai - State Farm Insurance Agent
18139 Triangle Shopping Plaza Unit 216, Dumfries, VA 22026
(703) 291-1958 insurethedmv.com
Joseph Giguere Insurance
17323 Jefferson Davis Hwy Ste 202, Dumfries, VA 22026
(703) 221-3212 agents.allstate.com
Auto Safe Insurance VA
17608 US-1, Dumfries, VA 22026
(703) 540-3381
Top Insurance Solutions LLC
17958 Dr David Cline Ln, Dumfries, VA 22026
(703) 540-3292
Farmers Insurance - Italo Olazabal
17612 Main St #103, Dumfries, VA 22026
(571) 931-0516 agents.farmers.com
Allstate Personal Financial Representative: Merrill Waits
17323 Jefferson Davis Hwy L2, Dumfries, VA 22026
(703) 221-3212 agents.allstate.com

Home insurance agents in Dumfries Virginia help residents find coverage for their homes and personal property. Virginia law requires insurers to offer certain minimum coverages but does not mandate homeowners insurance. Agents can explain local risks like flooding near the Potomac River and help you meet mortgage lender requirements.

What Does a Home Insurance Agent in Dumfries Cost?

The average cost of homeowners insurance in Virginia is around 1200 to 1600 dollars per year for a standard policy. Rates in Dumfries can vary based on your homes age construction type and proximity to flood zones. Your deductible and coverage limits also affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Dumfries do?
A home insurance agent helps you compare policies from different carriers and find coverage that fits your needs. They explain deductibles liability limits and additional living expense coverage. Agents also assist with filing claims and updating your policy after home improvements.
Is homeowners insurance required in Virginia?
Virginia state law does not require homeowners insurance. However most mortgage lenders require it as a condition of the loan. If you own your home free and clear you can choose not to buy coverage but you risk financial loss from fire storms or theft.
How does Virginia flood risk affect home insurance?
Standard home insurance policies in Virginia do not cover flood damage. Dumfries is near the Potomac River and parts of the area are in flood zones. You may need a separate flood insurance policy through the National Flood Insurance Program or a private carrier.