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Home Insurance Agents in River Oaks, TX

Compare home insurance agents in River Oaks. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
River Oaks, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 3 home insurance agents in River Oaks, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Farris Insurance
5157 River Oaks Blvd, River Oaks, TX 76114
(817) 625-1010
Fred Loya Insurance
4851 River Oaks Blvd, River Oaks, TX 76114
(817) 740-8105 fredloya.com
Farmers Insurance - Diego Pedroza
5171 River Oaks Blvd, River Oaks, TX 76114
(817) 737-6694 agents.farmers.com

Home insurance agents in River Oaks Texas help homeowners protect their property with tailored coverage. Texas law requires insurers to offer specific windstorm and hail coverage in certain areas. Local agents can explain how Texas Department of Insurance regulations affect your policy.

What Does a Home Insurance Agent in River Oaks Cost?

Home insurance costs in Texas average around 2000 to 4000 dollars per year for a typical single-family home. Rates vary by location in River Oaks, home value, and coverage limits. Factors like roof age and credit score also affect premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in River Oaks do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and liability. They also assist with filing claims and updating your policy as needed.
Do I need flood insurance in River Oaks Texas?
Standard home insurance does not cover flood damage. River Oaks is in a flood-prone area so many lenders require flood insurance. You can buy a separate flood policy through the National Flood Insurance Program or a private carrier.
How long do I have to file a home insurance claim in Texas?
Texas law generally requires you to file a claim within one year of the damage. Some policies may have shorter deadlines. Check your policy or ask your agent for the specific time limit.