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Browse home insurance agents serving Krum, Texas. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Krum, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 3 home insurance agents in Krum, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Hogue - State Farm Insurance Agent
202 W McCart St Suite 160, Krum, TX 76249
(940) 398-7026
nickhoguesf.com
Farmers Insurance - Kirbylane George
242 W McCart St, Krum, TX 76249
(682) 286-3257
agents.farmers.com
Patton Insurance Agency
122 W McCart St, Krum, TX 76249
(940) 368-6627
pattoninsure.com
Home insurance agents in Krum Texas help homeowners find policies that cover common risks like hail storms and tornadoes. Texas law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain the Texas Windstorm Insurance Association for residents in high risk areas.
What Does a Home Insurance Agent in Krum Cost?
The average cost of home insurance in Texas is about $2,500 per year for a typical policy. In Krum, rates may vary based on your homes age, construction type, and proximity to fire stations. A standard policy for a $300,000 home might range from $1,800 to $3,500 annually. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Krum Texas do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home and belongings. They can explain Texas specific endorsements like water backup and ordinance or law coverage. Agents also assist with filing claims and updating your policy after renovations.
Do I need flood insurance in Krum Texas?
Standard home insurance policies in Texas do not cover flood damage. Krum is not in a high risk flood zone but heavy rain can cause flooding. You may need a separate flood policy through the National Flood Insurance Program or a private carrier.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.