Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 4 home insurance agents in Kemah, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Blanchard Insurance
1925 TX-146, Kemah, TX 77565
(281) 538-7700
blanchardin.com
Goosehead Insurance - Tammy Mazoch
2605 Columbia Memorial Pkwy Suite C, Kemah, TX 77565
(713) 966-6634
goosehead.com
Alber Insurance Agency
601 Cien Rd S-225, Kemah, TX 77565
(281) 480-8132
alberinsurance.com
Coastal Group & Associates
420 Glen Cove Blvd, Kemah, TX 77565
(713) 927-8635
coastalgroupinsurance.com
What Does a Home Insurance Agent in Kemah Cost?
Home insurance in Texas typically costs between 1500 and 4000 dollars per year for a standard policy. In Kemah, windstorm and flood coverage can add 500 to 2000 dollars annually depending on your homes value and elevation. Rates vary by insurer deductible and claims history. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Kemah do?
A home insurance agent in Kemah helps you compare policies from different companies. They explain coverage options for windstorm flood and fire. They also assist with claims and policy changes after a storm.
Do I need flood insurance in Kemah Texas?
Flood insurance is not required by Texas state law but is often required by mortgage lenders for homes in flood zones. Kemah is near Galveston Bay so flood risk is high. Standard home policies do not cover flood damage.
How does Texas windstorm insurance work in Kemah?
The Texas Windstorm Insurance Association provides wind and hail coverage for coastal counties including Galveston County. Your agent can help you apply for TWIA if private insurers do not offer wind coverage. This is separate from your standard home policy.