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Browse home insurance agents serving Clute, Texas. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Clute, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 8 home insurance agents in Clute, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tim Keefe - State Farm Insurance Agent
635 Dixie Dr Ste 1, Clute, TX 77531
(979) 265-2557
timkeefe.com
Insurance Plus Agencies, LLC - Progressive Local Agent
815 Dixie Dr, Clute, TX 77531
(979) 265-6500
yourinsurancecompany.com
Velez Insurance Agency
263 E Main St, Clute, TX 77531
(979) 388-0092
velezinsurance.net
Adrian Robinson: Allstate Insurance
628 Dixie Dr Ste A, Clute, TX 77531
(979) 297-1185
agents.allstate.com
Kalen Bailey - State Farm Insurance Agent
158 Brazosport Blvd N, Clute, TX 77531
(979) 265-3345
kalenbailey.com
Maddox Insurance Agency
103 Dixie Dr, Clute, TX 77531
(979) 265-2878
agents.farmers.com
Farmers Insurance - Nicole Maddox
103 Dixie Dr, Clute, TX 77531
(979) 265-2878
agents.farmers.com
Signature Insurance Texas
82 Flaglake Dr, Clute, TX 77531
(979) 297-8600
Home insurance agents in Clute, Texas help residents find coverage for their homes and personal property. Texas law requires insurers to offer windstorm and hail coverage in certain coastal areas, including parts of Brazoria County. A local agent can explain how the Texas Windstorm Insurance Association works for homes near the Gulf Coast.
What Does a Home Insurance Agent in Clute Cost?
Home insurance costs in Texas average around $2,500 to $3,500 per year for a typical single-family home, but Clute rates can be higher due to wind and flood risks. Windstorm coverage through TWIA may add $1,000 to $3,000 annually depending on your homes value and construction. Flood insurance through the NFIP averages about $700 to $1,200 per year in this area. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Clute do?
A home insurance agent in Clute helps you compare policies from different companies. They explain coverage limits, deductibles, and Texas-specific endorsements like water backup or windstorm protection. They also assist with filing claims and policy changes.
Do I need windstorm insurance in Clute Texas?
Yes, many lenders require windstorm coverage for homes in Clute due to its proximity to the Gulf. The Texas Windstorm Insurance Association provides this coverage for eligible properties. Your agent can check if your home qualifies for TWIA or a private wind policy.
How do I choose a home insurance agent in Clute?
Look for an agent licensed in Texas with experience in coastal property insurance. Ask about their knowledge of TWIA policies and flood insurance options. Check reviews and confirm they represent multiple insurance carriers to give you choices.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.