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Directory of home insurance agents in Sweetwater, Tennessee. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Sweetwater, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 4 home insurance agents in Sweetwater, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paramount Insurance Services
112 W North St, Sweetwater, TN 37874
(423) 337-5092
paramountinsurancetn.com
Valley Insurance
111 Walnut St, Sweetwater, TN 37874
(423) 337-7777
valleyinsuranceservice.com
Sweetwater Insurance Agency, Inc.
118 W North St, Sweetwater, TN 37874
(423) 337-5088
sweetwaterinsurance.com
Schreeder & Associates Insurance Agency
711B New Hwy 68, Sweetwater, TN 37874
(423) 836-9091
monroeaaa.com
A home insurance agent in Sweetwater Tennessee can help you find the right policy to protect your property. Tennessee law requires insurers to offer a minimum level of dwelling coverage for standard homeowners policies. Local agents understand the specific risks for Monroe County including severe weather and flood zones.
What Does a Home Insurance Agent in Sweetwater Cost?
The average cost of home insurance in Tennessee is around 1,400 to 2,000 dollars per year for a typical single family home. Rates in Sweetwater may be slightly lower than the state average due to lower property values. Factors that affect your premium include the age of your home your claims history and your credit score. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Sweetwater do?
A home insurance agent helps you compare policies from different companies and explains coverage options. They can advise on dwelling limits liability protection and additional endorsements. Agents also assist with claims filing and policy changes.
Do I need flood insurance for my home in Sweetwater?
Flood insurance is not required by Tennessee law but mortgage lenders may require it if your home is in a flood zone. Sweetwater has areas near the Tennessee River that are at higher risk. A local agent can check flood maps and help you get a separate flood policy through the National Flood Insurance Program.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.