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Looking for a home insurance agent in East Ridge? Review the directory below to compare your options.
5 agents listed
Updated May 2026
East Ridge, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 5 home insurance agents in East Ridge, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Justin Robinson - State Farm Insurance Agent
5344 Ringgold Rd, East Ridge, TN 37412
(423) 698-5552
insurechattanooga.com
Insurance Advisors of Tennessee
1007 Spring Creek Rd, East Ridge, TN 37412
(423) 373-7028
insuranceadvisorstn.com
Nationwide Insurance: Donny R. Garner
4878 South Terrace, East Ridge, TN 37412
(423) 899-5512
SIMPLE INSURANCE LLC
4120 Ringgold Rd suite c, East Ridge, TN 37412
(423) 654-9113
4-simpleinsurance.com
Trust Tech Insurance Chattanooga
3613 Ringgold Rd, East Ridge, TN 37412
(423) 583-9935
Home insurance agents in East Ridge, Tennessee help homeowners find coverage that meets state requirements and local needs. Tennessee law does not require home insurance, but mortgage lenders typically do. An agent can explain policy options for weather risks common in the area, such as tornadoes and hail.
What Does a Home Insurance Agent in East Ridge Cost?
Home insurance costs in Tennessee average around 1,200 to 1,800 dollars per year for a standard policy, but East Ridge rates may vary. Factors like home value, coverage limits, and deductible choices affect the premium. For example, a 200,000 dollar home might cost 1,400 to 2,000 dollars annually. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in East Ridge do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home and belongings. They can explain deductibles, liability limits, and endorsements for specific risks like flood or earthquake. Agents also assist with claims and policy changes.
How do I choose a home insurance agent in East Ridge Tennessee?
Look for an agent licensed in Tennessee with experience in your area. Ask about their carrier options and how they handle claims. You can check the Tennessee Department of Commerce and Insurance website to verify an agents license.
What factors affect home insurance costs in East Ridge?
Costs depend on your homes age, location, construction type, and your claims history. In East Ridge, proximity to fire stations and flood zones also matters. Your credit score can affect rates in Tennessee.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.