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HomeHome Insurance AgentsSouth Dakota › Rapid City

Find Home Insurance Agents Near You in Rapid City, SD

Browse home insurance agents serving Rapid City, South Dakota. Updated 2026-07-14.

The top-rated home insurance agent in Rapid City, South Dakota is Bruce Kitterman - State Farm Insurance Agent, rated 5.0 stars across 792 reviews. Other highly rated options include Doug Markworth - State Farm Insurance Agent, Gregg Fullerton - State Farm Insurance Agent, Scott Carlson - State Farm Insurance Agent. This directory lists 27 home insurance agents serving Rapid City.

Showing 27 home insurance agents in Rapid City, SDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bruce Kitterman - State Farm Insurance Agent1222 Oregon St(605) 348-2525
2Doug Markworth - State Farm Insurance Agent36 E Stumer Rd #117(605) 718-5050
3Gregg Fullerton - State Farm Insurance Agent2001 Hope Ct Ste 2(605) 791-4460
4Scott Carlson - State Farm Insurance Agent716 N Lacrosse St #100(605) 342-0188
5South Dakota Senior Insurance Agency2218 Jackson Blvd #3(605) 939-4825
6Farmers Insurance - Dave Schmidt2834 Jackson Blvd Ste 101(605) 342-5434
7Matt McCormick - State Farm Insurance Agent716 N Lacrosse St #100(605) 348-0464
8Dave Raml - State Farm Insurance Agent2130 Jackson Blvd(605) 342-1827
9Jeff Johnson - State Farm Insurance Agent1620 Mt Rushmore Rd Ste 200(605) 791-3333
10Davis & Associates, LLC American Family Insurance900 Jackson Blvd(605) 343-5956
BK
1222 Oregon St
Bruce Kitterman - State Farm Insurance Agent
Home Insurance Agent · Rapid City, SD

Bruce Kitterman - State Farm Insurance Agent serves the Rapid City, South Dakota area. The agency offers home insurance policies designed to protect a client’s residence and personal belongings. In this region, coverage can be customized to account for local weather risks such as hailstorms and heavy snow. Common services include standard homeowners policies as well as personal liability protection for incidents occurring on the insured property. The agency also provides renters insurance for those leasing homes or apartments in the Rapid City metro area.

DM
36 E Stumer Rd #117
Doug Markworth - State Farm Insurance Agent
Home Insurance Agent · Rapid City, SD

Doug Markworth - State Farm Insurance Agent serves homeowners, renters, and property managers across the Rapid City area with tailored home insurance policies. The agency helps clients assess coverage needs for dwellings, personal possessions, and liability protection. It also provides guidance on deductibles and discounts to fit different budgets. Serving the Rapid City metro, the agency additionally extends its home insurance services to the nearby community of Box Elder.

GF
2001 Hope Ct Ste 2
Gregg Fullerton - State Farm Insurance Agent
Home Insurance Agent · Rapid City, SD

Gregg Fullerton - State Farm Insurance Agent in Rapid City, SD provides a full range of home insurance services, including policy consultations, claims assistance, and risk assessment for residential and commercial properties. Its team offers ongoing service support to review coverage needs and adjust policies as circumstances change. The agent services single-family homes, apartments, retail storefronts, and local restaurants.

SC
716 N Lacrosse St #100
Scott Carlson - State Farm Insurance Agent
Home Insurance Agent · Rapid City, SD

Serving Rapid City and the surrounding communities in western South Dakota, Scott Carlson - State Farm Insurance Agent handles home insurance policies for local homeowners. It offers various coverage options designed to protect residential properties against common risks like fire, weather damage, and liability claims. The agency works closely with property owners to identify their specific needs and review policy details before finalizing any coverage. To handle a typical job, it conducts a thorough assessment of a client's home and its exposures, then recommends a tailored insurance solution.

SD
2218 Jackson Blvd #3
South Dakota Senior Insurance Agency
Home Insurance Agent · Rapid City, SD

For homeowners in Rapid City, South Dakota Senior Insurance Agency offers the option of one-time policy setups or recurring annual reviews, ensuring coverage remains current. Home insurance typically protects against damage from fire, wind, hail, and liability for injuries on the property. Local agents understand regional weather risks and can help adjust deductible and dwelling limits accordingly. For existing clients, coverage checks and policy updates run on a scheduled, renewing basis each year.

FI
2834 Jackson Blvd Ste 101
Farmers Insurance - Dave Schmidt
Home Insurance Agent · Rapid City, SD

As a Farmers Insurance agency in Rapid City, SD, Dave Schmidt offers specialized home insurance policies that protect against common regional risks like hail and wind damage. The agency works with local homeowners to secure coverage for the structure, personal belongings, and liability protection. Understanding the unique weather patterns in western South Dakota, this agency helps clients review their policies before the spring storm season to ensure adequate coverage for potential hail or snowmelt flooding.

MM
716 N Lacrosse St #100
Matt McCormick - State Farm Insurance Agent
Home Insurance Agent · Rapid City, SD

As winter storms approach the Black Hills, Rapid City homeowners need reliable protection for their properties. Matt McCormick, as a local State Farm Insurance Agent, helps clients assess their current coverage to safeguard against wind, hail, and snow damage. The agency evaluates dwelling limits and personal property options for home insurance policies. Recommendations focus on matching policy terms with each home's specific exposure risks. A thorough inspection of the home’s roof, foundation, and major systems is always the first step toward a protection plan.

DR
2130 Jackson Blvd
Dave Raml - State Farm Insurance Agent
Home Insurance Agent · Rapid City, SD

Dave Raml - State Farm Insurance Agent in Rapid City, SD offers protection for homes and their contents against common risks like fire, theft, and weather damage. Additional coverage options can be tailored to include valuable personal property, liability protection, and identity restoration services. The agency works with property owners to build plans that fit individual needs and budgets. Its services are available for residential dwellings, as well as commercial sectors including offices, warehouses, and food service operations.

JJ
1620 Mt Rushmore Rd Ste 200
Jeff Johnson - State Farm Insurance Agent
Home Insurance Agent · Rapid City, SD

Jeff Johnson - State Farm Insurance Agent in Rapid City, SD, provides home insurance policies for local residences, including coverage for structures, personal property, and liability. Commercial insurance services are also available for area businesses. The agency serves homeowners throughout Rapid City and the surrounding Black Hills region. Policies are reviewed with clients to address individual needs for property protection. Agents assist with follow-up service and can help adjust coverage between regular policy reviews to accommodate changing circumstances.

DA
900 Jackson Blvd
Davis & Associates, LLC American Family Insurance
Home Insurance Agent · Rapid City, SD

Davis & Associates, LLC American Family Insurance is a home insurance agent serving homeowners in Rapid City, South Dakota. It offers standard homeowners insurance policies that protect dwellings, personal property, and liability against common regional risks such as hailstorms and wildfires. The agency also provides additional coverage options tailored to the local area. A specialty service available through this agent includes scheduled personal property endorsements for high-value items like jewelry or art.

RI
2525 W Main St #202
Rapid Insurance, Inc.
Home Insurance Agent · Rapid City, SD
(605) 791-0762
ryandolly.com
AS
815 St Joseph St
AAA South Dakota Rapid City
Home Insurance Agent · Rapid City, SD
(605) 342-8482
cluballiance.aaa.com/locations/aaa-stores/SD0005/aaa-rapid-city-815-st-joseph-street-rapid-city
GG
3423 W Main St
Greg Geary: Allstate Insurance
Home Insurance Agent · Rapid City, SD
(605) 341-2345
agents.allstate.com/greg-geary-rapid-city-sd.html
HI
821 Mt Rushmore Rd
Herrmann Insurance Agencies
Home Insurance Agent · Rapid City, SD
(605) 718-2200
herrmannagencies.com
BH
820 St Joseph St
Black Hills Insurance Agency, Inc.
Home Insurance Agent · Rapid City, SD
(605) 342-5555
blackhillsagency.com
DB
3409 W Main St
Dakota Business Insurance Group
Home Insurance Agent · Rapid City, SD
(605) 846-8111
dbigroupllc.com
GH
2127 Jackson Blvd
Gene Hufford Agency, Inc. American Family Insurance
Home Insurance Agent · Rapid City, SD
(605) 342-7757
amfam.com/agents/south-dakota/rapid-city/gene-hufford
PI
809 South St Suite 111
Parks Insurance West
Home Insurance Agent · Rapid City, SD
(605) 430-8877
parksinsurancewest.com
AR
2491 W Chicago St
Acrisure Rapid City, SD (Fischer Rounds & Associates)
Home Insurance Agent · Rapid City, SD
(605) 737-7865
acrisure.com
SF
805 5th St
Security First Insurance
Home Insurance Agent · Rapid City, SD
(605) 348-1750
security1stbank.com/insurance
MJ
2720 W Main St #1
Michael J Holzwarth Agency, Inc American Family Insurance
Home Insurance Agent · Rapid City, SD
(605) 342-1311
amfam.com/agents/south-dakota/rapid-city/Michael-Holzwarth
FI
3064 Covington St Ste 203
Farmers Insurance - Tony Darger
Home Insurance Agent · Rapid City, SD
(605) 593-4173
agents.farmers.com/sd/rapid-city/tony-darger
WD
816 5th St
Western Dakota Insurors
Home Insurance Agent · Rapid City, SD
(605) 342-3130
wdiins.com
FU
2906 W Omaha St
Farmers Union Insurance/Lewis Agency
Home Insurance Agent · Rapid City, SD
(605) 342-3585
FI
2050 W Main St Suite 1
Farmers Insurance - Jeffrey Wangen
Home Insurance Agent · Rapid City, SD
(605) 342-5350
agents.farmers.com/sd/rapid-city/jeffrey-wangen
AN
2120 W Main St Ste 5b
American National Insurance - Norm Weddle
Home Insurance Agent · Rapid City, SD
(605) 791-0119
FI
610 East Blvd Suite 2
Farmers Insurance- TJ Monlux Agency
Home Insurance Agent · Rapid City, SD
(605) 593-4173
agents.farmers.com/sd/rapid-city

What Does a a Home Insurance Agent in Rapid City Cost?

Home insurance costs in South Dakota vary by home value, location, and coverage level. In Rapid City, average annual premiums range from about $1,200 to $2,500 for standard policies. Factors like roof age, claims history, and deductible amount affect your rate. This is general information, not insurance advice.

About home insurance agents in Rapid City

Home insurance agents in Rapid City help homeowners protect their property against risks like hail, wind, and fire. South Dakota law requires insurers to offer coverage for wind and hail damage, which is important for Rapid City residents. An agent can explain policy options and help you meet mortgage or lender requirements.

Frequently Asked Questions

What does a home insurance agent in Rapid City do?

A home insurance agent helps you find a policy that covers your home and belongings. They explain coverage limits, deductibles, and endorsements specific to South Dakota. They also assist with claims and policy changes.

Is wind and hail coverage required in South Dakota?

South Dakota law requires insurers to offer wind and hail coverage on homeowners policies. You can reject it in writing, but most lenders require it. An agent can help you understand your options.

How do I choose a home insurance agent in Rapid City?

Look for an agent licensed in South Dakota with experience in Rapid City. Check their reviews and ask about their knowledge of local risks like hail storms. Compare quotes from multiple agents to find a good fit.

Home Insurance Agents in Other South Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.