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Browse home insurance agents serving Surfside Beach, South Carolina. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Surfside Beach, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 3 home insurance agents in Surfside Beach, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Perry Insurance Group
720-B US-17 BUS, Surfside Beach, SC 29575
(843) 699-2965
perryinsurancegroup.com
Inlet View Insurance
600 Azalea Dr N #105, Surfside Beach, SC 29575
(843) 839-3398
inletviewinsurance.com
Brightway Insurance, The Fraley Agency
1012 16th Ave N Ste 125, Surfside Beach, SC 29575
(843) 941-7788
brightwayfraley.com
Home insurance agents in Surfside Beach South Carolina help property owners find coverage that meets state requirements and protects against coastal risks. South Carolina law does not require homeowners insurance but mortgage lenders typically mandate it. Agents can explain wind and hail deductibles which are common in coastal areas like Surfside Beach.
What Does a Home Insurance Agent in Surfside Beach Cost?
The average cost of homeowners insurance in South Carolina is around $1,700 to $2,500 per year for standard coverage. In Surfside Beach coastal factors may increase premiums to $2,500 to $4,000 annually depending on the home value and deductible choices. Actual costs vary by property location and coverage limits. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Surfside Beach do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home. They explain policy details such as dwelling coverage liability and additional living expenses. Agents in Surfside Beach are familiar with windstorm coverage and flood insurance needs for coastal properties.
Is flood insurance required in Surfside Beach South Carolina?
Flood insurance is not required by South Carolina state law but is mandatory if your home is in a high-risk flood zone and you have a federally backed mortgage. Many Surfside Beach properties are in flood zones so an agent can help you obtain a separate flood policy through the National Flood Insurance Program.
How do South Carolina wind and hail deductibles work?
South Carolina allows insurers to offer policies with separate deductibles for wind and hail damage often a percentage of the home value. For Surfside Beach homes this deductible may be 1% to 5% of the dwelling limit. An agent can explain how this applies to your specific policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of South Carolina.