Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 8 home insurance agents in Johns Island, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Emily Adams - State Farm Insurance Agent
3430 Maybank Hwy Suite A, Johns Island, SC 29455
(843) 737-4910
emilyadamsinsurance.com
Beach Insurance
3464 Maybank Hwy c, Johns Island, SC 29455
(843) 718-0075
beachinsurancellc.com
Palmetto Group Insurance
3690 Bohicket Rd Ste. 2B, Johns Island, SC 29455
(843) 202-0222
palmettogroupinsurance.com
Don Moffett: Allstate Insurance
3241 Maybank Hwy, Johns Island, SC 29455
(843) 530-0499
agents.allstate.com
Oak Insurance
3289 Maybank Hwy Ste 101, Johns Island, SC 29455
(843) 276-7330
oak-insurance.com
Nationwide Insurance: Beach Insurance LLC
3464 Maybank Hwy c, Johns Island, SC 29455
(843) 718-0075
agency.nationwide.com
Insure Kiawah
3690 Bohicket Rd, Johns Island, SC 29455
(843) 819-3304
insurekiawah.com
Maury Donnelly & Parr, Inc.
3690 Bohicket Rd #2C, Johns Island, SC 29455
(843) 981-0006
mdpins.com
What Does a Home Insurance Agent in Johns Island Cost?
Home insurance costs in South Carolina vary widely. The average annual premium for a standard policy is around 1,500 to 2,500 dollars, but rates depend on your homes age, location, and coverage limits. Flood insurance through the NFIP averages about 700 to 1,000 dollars per year for a standard policy. Wind deductibles can increase your out-of-pocket costs after a storm. This is general information and not insurance advice. Always consult a licensed agent for your specific situation.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Johns Island do?
A home insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They explain deductibles for wind damage and flood insurance options. Agents also assist with claims and policy changes after a loss.
Is flood insurance required in Johns Island?
Flood insurance is not required by South Carolina law for all homes, but lenders may require it if your property is in a high-risk flood zone. Johns Island has many areas near rivers and marshes. An agent can help you determine if you need a separate flood policy through the National Flood Insurance Program.
How do South Carolina wind and hail laws affect my policy?
South Carolina law mandates that insurers offer wind and hail coverage on homeowners policies. You can choose a separate wind deductible, often 1 percent to 5 percent of your dwelling limit. An agent can explain how this deductible applies after a hurricane or severe storm.