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Compare Home Insurance Agents in Cayce, SC

Directory of home insurance agents in Cayce, South Carolina. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Cayce, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 7 home insurance agents in Cayce, SC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
LifeTime Insurance Agency, LLC
1201 State St, Cayce, SC 29033
(803) 781-9173 lifetimeinsuranceagency.com
South Carolina Farm Bureau Insurance
724 Knox Abbott Dr, Cayce, SC 29033
(800) 799-7500 scfbins.com
Gary Hodge Insurance Agency
1220 Knox Abbott Dr Suite A, Cayce, SC 29033
(803) 791-5450 garyhodgeinsurance.com
Tony Hill - State Farm Insurance Agent
2442 Charleston Hwy, Cayce, SC 29033
(803) 939-0122 tonyhill.us
Butch Wallace - State Farm Insurance Agent
1101 Knox Abbott Dr, Cayce, SC 29033
(803) 796-7920 butchwallace.com
Highland Insurance Inc.
721 Indigo Ave, Cayce, SC 29033
(803) 381-4000 highlandinsurancesc.com
Health Care Insurance Agency
920 Axtell Dr, Cayce, SC 29033
(803) 709-7866

A home insurance agent in Cayce, South Carolina can help you find a policy that meets your needs. South Carolina law does not require homeowners insurance, but mortgage lenders usually do. Agents in Cayce can assist with standard coverage and flood insurance, which is important in this area near the Congaree River.

What Does a Home Insurance Agent in Cayce Cost?

In South Carolina, the average annual home insurance premium is around $1,500 to $2,000 for a typical single-family home. Costs in Cayce may vary based on your homes value, age, location, and coverage limits. Flood insurance adds separate costs, often $400 to $1,000 per year. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need home insurance in Cayce South Carolina?
South Carolina does not legally require homeowners insurance. However, if you have a mortgage, your lender will require it. An agent can help you meet lender requirements and protect your property.
What does home insurance cover in South Carolina?
Standard policies cover damage from fire, wind, hail, theft, and liability. Flood damage is not covered by standard policies. In Cayce, flood insurance is often recommended due to flood zone risks.
How do I choose a home insurance agent in Cayce?
Look for an agent licensed in South Carolina who knows local risks like flooding and windstorms. Ask about policy options and discounts. You can verify an agents license through the South Carolina Department of Insurance.