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Browse home insurance agents serving North Smithfield, Rhode Island. Contact information and addresses listed below.
4 agents listed
Updated May 2026
North Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 home insurance agents in North Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cara Benjamin: Allstate Insurance
125 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-5000
agents.allstate.com
Kaplansky Insurance- N. Smithfield Branch
636 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-1400
kaplansky.com
Bouley Insurance
117 Eddie Dowling Hwy # 3, North Smithfield, RI 02896
(401) 765-6311
Charles L Kirby Agency Inc
75 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 762-4500
clkirby.com
Home insurance agents in North Smithfield Rhode Island help homeowners protect their property against risks like storms and fire. Rhode Island law does not require homeowners insurance but mortgage lenders typically do. A local agent can explain how state specific rules affect your policy.
What Does a Home Insurance Agent in North Smithfield Cost?
Typical home insurance costs in Rhode Island range from 800 to 1500 dollars per year for a standard policy. Factors like home value deductible and additional coverage for jewelry or flood risk change the price. Rates can vary by insurer so comparing quotes from multiple agents is wise. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in North Smithfield do?
A home insurance agent helps you compare policies from different insurers and choose the right coverage for your home. They can explain Rhode Island specific options such as flood insurance which is not included in standard policies. They also assist with claims and policy changes.
Do I need home insurance in Rhode Island?
Rhode Island state law does not require homeowners to carry insurance. However if you have a mortgage your lender will require coverage. An agent can help you meet lender requirements and protect your investment.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.