Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 7 home insurance agents in Lincoln, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Medicare Joe ®
6 Blackstone Valley Pl STE 515, Lincoln, RI 02865
(888) 676-3633
medicarejoe.org
The Lawrence Agency
872 Smithfield Ave, Lincoln, RI 02865
(401) 726-3210
lawrenceagencyinc.com
Amica Mutual Insurance Company
10 Amica Center Blvd, Lincoln, RI 02865
(800) 622-6422
amica.com
Amica Mutual Insurance Company
100 Amica Way, Lincoln, RI 02865
(800) 242-6422
amica.com
Blais Insurance
1 Walker St, Lincoln, RI 02865
(401) 725-0070
blaisinsurance.com
Farmers Insurance - Matthew Gilson
132 Old River Rd Suite 203, Lincoln, RI 02865
(401) 270-2247
agents.farmers.com
Laura Gustafson, CFP , CLU , ChFC
12 Linfield Dr, Lincoln, RI 02865
(401) 816-5799
lauragus.com
What Does a Home Insurance Agent in Lincoln Cost?
The average cost of homeowners insurance in Rhode Island is about $1,200 to $1,800 per year for a standard policy. Factors that affect your premium include the age and construction of your home, your credit score, and your claims history. Policies in coastal areas may cost more due to wind and flood risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lincoln do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your home and budget. They explain policy terms, deductibles, and exclusions. They also assist with filing claims and updating coverage as your needs change.
Is homeowners insurance required in Rhode Island?
Rhode Island state law does not require homeowners insurance. However, most mortgage lenders require it as a condition of the loan. Even without a mortgage, having insurance protects your home from fire, theft, and liability claims.