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Home Insurance Agents in Monmouth, OR

Directory of home insurance agents in Monmouth, Oregon. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Monmouth, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Oregon before hiring.
Showing 4 home insurance agents in Monmouth, OR Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mike Eckman - State Farm Insurance Agent
110 Atwater St N, Monmouth, OR 97361
(503) 838-1330 mikeeckmaninsurance.com
Kelly Kapple - COUNTRY Financial Representative
355 Pacific Ave N Suite A, Monmouth, OR 97361
(503) 375-2679 advisors.countryfinancial.com
Farmers Insurance - Thomas Burton
1250 Main St E # A, Monmouth, OR 97361
(503) 838-1199 agents.farmers.com
Nicholas Kapple - COUNTRY Financial Agent
355 Pacific Ave N Suite A, Monmouth, OR 97361
(503) 375-2679 agents.countryfinancial.com

Home insurance agents in Monmouth Oregon help you find coverage for your house and belongings. Oregon law requires insurers to offer earthquake coverage as an add-on to standard policies. Agents can explain how local risks like winter storms and fire season affect your premium.

What Does a Home Insurance Agent in Monmouth Cost?

The average cost of home insurance in Oregon is about 800 to 1200 dollars per year for a standard policy. For a typical Monmouth home valued at 300,000 dollars you might pay 900 to 1100 dollars annually. Earthquake coverage adds 200 to 600 dollars per year depending on your homes location and construction. Actual costs vary based on your homes age size and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Monmouth do?
A home insurance agent compares policies from different companies to find coverage that fits your needs. They explain deductibles liability limits and special endorsements available in Oregon. They also help you file claims and update your policy after home improvements.
Is earthquake insurance required in Oregon?
No earthquake insurance is not required by law in Oregon. However Oregon law says insurers must offer earthquake coverage as an add-on to every new home policy. Your agent can explain the cost and coverage details for your Monmouth home.
How do Oregon insurance laws affect my home policy?
Oregon has a 12-month time limit for filing a lawsuit after a claim is denied. The state also requires insurers to give you a written explanation if they cancel or non-renew your policy. Your agent can help you understand these rules and your rights.