The top-rated home insurance agent in Sand Springs, Oklahoma is Steve Lane - State Farm Insurance Agent, rated 4.9 stars across 161 reviews. Other highly rated options include AAA Sand Springs - Insurance/Membership Only, Rupesh Parekh: Allstate Insurance, Shelter Insurance - Alan Copeland. This directory lists 17 home insurance agents serving Sand Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Lane - State Farm Insurance Agent | 22 W 2nd St | (918) 245-8080 |
| 2 | AAA Sand Springs - Insurance/Membership Only | 401 E Broadway St Suite B-2 | (918) 245-8884 |
| 3 | Rupesh Parekh: Allstate Insurance | 1 W 41st St Ste G | (918) 241-3636 |
| 4 | Shelter Insurance - Alan Copeland | 114 N Roosevelt Ave | (918) 245-7595 |
| 5 | Eric Davidson - State Farm Insurance Agent | 420 W Wekiwa Rd #200 | (918) 245-9611 |
| 6 | Keystone Assurance LLC: Allstate Insurance | 8700 Charles Page Blvd Ste A | (918) 419-2878 |
| 7 | Wyzard Insurance | 203 N Main St | (918) 514-4243 |
| 8 | Shelter Insurance - Megan Gunn | 12 W 41st St | (918) 245-5700 |
| 9 | Fred Ballard Insurance Agency | 3401 S 113th W Ave | (918) 245-0784 |
| 10 | Donna Potter - State Farm Insurance Agent | 3969 OK-97 | (918) 245-7536 |
Steve Lane - State Farm Insurance Agent serves Sand Springs and surrounding areas of Tulsa County as a local home insurance agent. The agency provides residential property coverage designed to protect homeowners against common risks like fire, theft, and severe weather. Policies can be tailored to include structural damage, personal possessions, and liability protection. Additional services available through the agency include auto insurance, renters insurance, and umbrella policies for extended liability coverage.
AAA Sand Springs - Insurance/Membership Only serves homeowners and property managers seeking local home insurance coverage in Sand Springs, Oklahoma. The agency helps clients understand policy options that protect residential properties against common regional hazards. It provides guidance on dwelling and liability coverage, aiming to address individual needs through clear explanations of policy terms. Customers may discuss specific insurance requirements for homes of various sizes and ages. The company also serves residents in the surrounding Tulsa metropolitan area, including the nearby communities of Prattville and Sperry.
Rupesh Parekh: Allstate Insurance in Sand Springs, OK, provides a range of home insurance services, including policies that cover dwelling protection and personal liability. Service options often involve annual policy reviews to adjust coverage limits or deductibles as property values change. Maintenance plan discussions may include preparing homes for seasonal weather or updating security features to reflect current risks. The agent services a variety of property types, from single-family homes with attached garages to apartments, retail stores, and locally owned restaurants.
Shelter Insurance - Alan Copeland serves Sand Springs, Oklahoma, and the surrounding communities, handling home insurance policies for local homeowners. It covers protection against common perils like fire, theft, and weather damage. To address a typical job, the agent begins by assessing a client's specific coverage needs and property risks, then works through available plan options to match them with a suitable policy. It generally approaches each request with careful attention to the unique features of the home and the client's priorities.
Eric Davidson offers both individual home insurance policies and the ongoing service needed to keep coverage aligned with changing circumstances. A policy can be purchased as a one-time transaction to immediately protect a property, but regular policy reviews are encouraged as home values and contents evolve. This local office provides yearly coverage adjustments, claims assistance, and updates after renovations or major purchases. In Sand Springs, Oklahoma, service runs on a scheduled basis for annual reviews but also operates as needed for policy changes, new quotes, and claims.
Keystone Assurance LLC: Allstate Insurance specializes in crafting tailored coverage for homes in Sand Springs, Oklahoma. It also provides general services such as liability protection and personal property insurance for local homeowners. The agency works to match policies with each unique property, from older structures to newer builds. For seasonal or situational concerns, it helps residents review coverage before the spring storm season, ensuring adequate protection against possible wind or hail damage.
As summer storms approach Sand Springs, homeowners often seek reliable coverage for potential wind and hail damage. Wyzard Insurance helps residents assess their current policies and fills gaps in protection tailored to local weather risks. Serving the Sand Springs area, the company acts as a home insurance agent connecting clients with appropriate carriers and standard policy options. An appointment is typically scheduled to review the property’s condition and discuss available deductibles and coverage limits before binding any new plan.
Shelter Insurance - Megan Gunn provides home insurance services for residents in the Sand Springs area. Policy options commonly include coverage for the dwelling, personal property, and liability protection, with specialty add-ons available for valuable items or additional living expenses during repairs. The agency also serves the commercial sector, offering insurance tailored for offices, warehouses, and food service operations to help protect business assets and operations.
Fred Ballard Insurance Agency in Sand Springs, OK, provides residential home insurance guidance, helping local homeowners protect their property with appropriate coverage options. The agency also assists commercial clients in the Sand Springs area with similar insurance services. Their focus remains on assessing each client’s specific needs and explaining policy details clearly. Clients often return to this office for regular policy reviews and to adjust coverage between visits, ensuring their protection evolves with life changes or property updates.
Donna Potter - State Farm Insurance Agent in Sand Springs, OK, is known for providing home insurance policies that protect local homeowners from common property risks. Its service range covers damage from fire, theft, and severe weather, along with personal liability protection for household incidents. The agency works closely with clients to explain coverage limits and deductibles for standard residential policies. A specialty service it offers is adding flood insurance endorsements that safeguard homes in areas prone to water damage.
What Does a a Home Insurance Agent in Sand Springs Cost?
Home insurance costs in Oklahoma vary widely. A typical policy for a 200,000 dollar home in Sand Springs might cost between 1,500 and 3,500 dollars per year. Factors like your homes construction type roof age and proximity to fire stations affect the price. This is general information and not insurance advice. Always consult a licensed agent for a quote specific to your situation.
About home insurance agents in Sand Springs
Home insurance agents in Sand Springs Oklahoma help you protect your property against risks like tornadoes and hail. Oklahoma law does not require homeowners insurance but mortgage lenders usually do. Agents can explain policy options and help you find coverage that meets your needs.
Frequently Asked Questions
What does a home insurance agent in Sand Springs do?
A home insurance agent helps you compare policies from different companies. They explain coverage types like dwelling protection and personal property coverage. They also help you file claims and adjust your policy as your needs change.
Do I need home insurance in Oklahoma?
Oklahoma state law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. Even if you own your home outright insurance can protect you from financial loss due to storms or fire.
What is the typical cost for home insurance in Oklahoma?
The average annual premium for home insurance in Oklahoma is around 2,000 to 3,000 dollars. This is higher than the national average due to severe weather risks like tornadoes and hail. Your individual cost depends on your homes location age and coverage limits.