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Find Home Insurance Agents Near You in Moraine, OH
Looking for a home insurance agent in Moraine? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Moraine, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 3 home insurance agents in Moraine, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nikki Bisceglia - State Farm Insurance Agent
5224 N Springboro Pike, Moraine, OH 45439
(937) 294-3276
insurewithnikki.com
Farmers Insurance - Shannon Walker
3055 Kettering Blvd Ste 306, Moraine, OH 45439
(937) 293-7300
agents.farmers.com
American Insurance Moraine
2795 Lance Dr, Moraine, OH 45409
(440) 696-1038
Home insurance agents in Moraine Ohio help residents find coverage that meets state requirements and protects their property. Ohio law does not require homeowners insurance but mortgage lenders typically mandate it. A local agent can explain policy options including dwelling coverage and liability protection for your specific home.
What Does a Home Insurance Agent in Moraine Cost?
The average cost of home insurance in Ohio is around 1,000 to 1,500 dollars per year for a standard policy. Factors like your homes age location and coverage limits affect the price. In Moraine rates may vary based on proximity to flood zones or fire stations. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Moraine do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms and assist with claims if you have damage to your home. Agents in Moraine understand local risks such as severe weather common in Ohio.
Is home insurance required by law in Ohio?
Ohio does not have a state law requiring homeowners insurance. However if you have a mortgage your lender will require you to carry a policy. An agent can help you meet lender requirements while getting adequate protection.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.