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Compare Home Insurance Agents in Grafton, OH

Browse home insurance agents serving Grafton, Ohio. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Grafton, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 5 home insurance agents in Grafton, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Donnelle Taylor - State Farm Insurance Agent
907 Main St, Grafton, OH 44044
(440) 316-0493 donnellejtaylor.com
Smith & Schmidt Agency: Allstate Insurance
927 Main St Ste A, Grafton, OH 44044
(440) 926-4050 agents.allstate.com
Modern Insurance
902 Main St, Grafton, OH 44044
(440) 926-0100 moderninsurance.biz
Beriswill Insurance
35881 Grafton-Eastern Rd, Grafton, OH 44044
(440) 926-3312 beriswillins.com
Fehlan Insurance Agency Inc.
541 Main St, Grafton, OH 44044
(440) 926-2000 fehlaninsurance.com

Home insurance agents in Grafton Ohio help you find coverage that meets state requirements and protects your home. Ohio law does not require homeowners insurance but mortgage lenders usually do. Local agents know the specific risks for Lorain County including weather and property values.

What Does a Home Insurance Agent in Grafton Cost?

Home insurance costs in Ohio average about 1,000 to 1,500 dollars per year for a standard policy. In Grafton rates may vary based on home age, size, and location. Factors like your credit score and claims history also affect premiums. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Grafton Ohio do?
A home insurance agent helps you compare policies from different companies to find coverage for your house and belongings. They explain Ohio-specific policy details like replacement cost and liability limits. They also assist with claims and policy changes.
How do I choose a home insurance agent in Grafton?
Look for an agent licensed in Ohio with experience in Lorain County. Ask about their knowledge of local risks such as storms and flooding. Check reviews and compare quotes from multiple agents before deciding.
What coverage is typical for a home in Grafton Ohio?
Standard policies cover dwelling, other structures, personal property, loss of use, and liability. Ohio policies often exclude flood damage so you may need separate flood insurance. Your agent can help you add endorsements for high-value items.