The top-rated home insurance agent in Grand Forks, North Dakota is Andrew Bergee - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Randy Fenley - State Farm Insurance Agent, Farmers Insurance - Don Zerr Agency, Insurance Brokers of MN Inc. This directory lists 20 home insurance agents serving Grand Forks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andrew Bergee - State Farm Insurance Agent | 997 47th Ave S Unit 1 | (701) 757-0437 |
| 2 | Randy Fenley - State Farm Insurance Agent | 2750 S 26th St Ste A | (701) 772-5684 |
| 3 | Farmers Insurance - Don Zerr Agency | 1407 24th Ave S #206 | (701) 757-0763 |
| 4 | Insurance Brokers of MN Inc | 1551 28th Ave S Suite M | (701) 772-1466 |
| 5 | Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl | 1551 28th Ave S | (701) 757-5757 |
| 6 | Insure Forward | 4651 S Columbia Rd Floor 2 | (701) 772-6651 |
| 7 | Dj Colter Agency Inc American Family Insurance | 1725 32nd Ave S STE C | (701) 775-5568 |
| 8 | Dobmeier Inc. | 409 Gateway Dr | (701) 775-6836 |
| 9 | Logan Karsky - State Farm Insurance Agent | 2211 S Washington St Suite A | (701) 203-0210 |
| 10 | Vaaler Insurance, a Marsh & McLennan Agency LLC Company | 2701 S Columbia Rd | (800) 553-4291 |
Andrew Bergee - State Farm Insurance Agent serves the Grand Forks, ND metro area and surrounding county. The agency provides home insurance policies tailored to local needs, including coverage for the region's variable weather conditions. It assists residents in protecting their houses and personal belongings from common perils like fire, theft, and storm damage. Policyholders can access personalized consultations to adjust their deductibles and coverage limits. The company also handles renters insurance policies for tenants and offers additional endorsements for valuable personal property in this area.
Randy Fenley’s State Farm Insurance Agency in Grand Forks, North Dakota, provides comprehensive home insurance services, including personalized policy consultations and risk assessments for property protection. It also offers routine policy reviews and streamlined claims assistance to help clients adjust their coverage as needs evolve. The company maintains ongoing contact with homeowners to ensure policies reflect updates in property value or personal belongings. It services single-family homes, apartments, retail locations, and local restaurants throughout the Grand Forks area.
Farmers Insurance - Don Zerr Agency serves homeowners, property managers, and small businesses in Grand Forks, North Dakota, with tailored home insurance policies. The agency helps clients protect residential structures, personal belongings, and liability coverage against regional risks like severe winter storms and wind damage. Customizing deductibles and coverage limits to individual property needs is a standard part of their consultation. The agency also provides insurance services for residents of East Grand Forks, Minnesota, just across the Red River.
Insurance Brokers of MN Inc specializes in tailoring home insurance policies to individual property needs in the Grand Forks area. Its general service work includes advising clients on coverage options and helping them compare plans from various providers. To ensure adequate protection for regional weather patterns, it assists homeowners with reviewing policies before the spring storm season arrives.
While home insurance needs can often be addressed in a single purchase policy for a dwelling, the protection for personal property and liability is an ongoing financial commitment. Farmers Union Insurance, operated by agents including Brent Vik, Lynn Kadlec, and Matt Eggl in Grand Forks, ND, provides coverage to safeguard homeowners against losses from fire, theft, and weather events common to the Northern Plains. They also offer additional policies for rental or seasonal structures. Here, service is rendered on an annual scheduled basis with each renewal cycle.
As winter storms threaten Grand Forks properties each season, Insure Forward provides home insurance policies tailored to protect local homeowners against ice damming, wind damage, and frozen pipes. The agency helps residents review their current coverage to address gaps common in older homes throughout the town. A typical initial consultation involves a walk-through assessment of the property to identify risks and adjust deductible options accordingly before binding any new policy.
Dj Colter Agency Inc American Family Insurance serves clients in Grand Forks, North Dakota, and the surrounding communities, handling home insurance needs for local homeowners in the area. It addresses coverage for dwelling protection and personal liability, working to secure policies that safeguard properties against common regional risks. The agency typically assesses each client’s property and risk factors, then reviews available insurance options to build a suitable coverage plan for their individual situation.
Dobmeier Inc. works with Grand Forks homeowners to design insurance coverage that protects residential property against common regional risks like severe storms and fire. The agency specializes in adding policy endorsements for valuable personal items and temporary living expenses during repairs. Standard policies address both dwelling structures and personal liability matters. The company also serves commercial clients who require tailored coverage for offices, warehouses, and food service operations.
Logan Karsky - State Farm Insurance Agent provides residential home insurance services tailored to protect properties in Grand Forks, ND. The agency also offers commercial insurance coverage for local businesses in the area. They help clients review policy options to match specific needs and changing circumstances. Between regular visits, the agent handles follow-up requests for policy adjustments or claims support.
Vaaler Insurance, a Marsh & McLennan Agency LLC Company, serves Grand Forks, ND as a home insurance agent known for helping local homeowners protect their property. The agency offers standard policies that cover dwellings, personal belongings, and liability. It can also assist clients in exploring broader coverage options for their residence and assets. For an added layer of protection, the company can arrange specialty coverage for valuable personal items such as jewelry or fine art.
What Does a a Home Insurance Agent in Grand Forks Cost?
Typical home insurance costs in North Dakota range from 800 to 2,000 dollars per year for a standard policy. Factors like the homes age, construction type, and proximity to fire stations affect the price. Grand Forks properties may see higher rates due to flood and storm risks. This is general information and not insurance advice.
About home insurance agents in Grand Forks
Home insurance agents in Grand Forks North Dakota help homeowners find coverage for their property and belongings. North Dakota law requires insurers to offer replacement cost coverage on dwelling policies. Local agents understand the risks of severe weather and flooding in the Red River Valley.
Frequently Asked Questions
What does a home insurance agent in Grand Forks do?
A home insurance agent helps you compare policies from different companies and choose coverage that fits your needs. They can explain deductibles, liability limits, and optional endorsements. They also assist with filing claims and updating your policy.
Do I need flood insurance in Grand Forks?
Standard home insurance does not cover flood damage. Grand Forks is in a flood-prone area near the Red River. Many lenders require flood insurance for homes in high-risk zones. Your agent can help you purchase a separate flood policy through the National Flood Insurance Program.
What is the typical cost of home insurance in North Dakota?
The average annual premium for home insurance in North Dakota is around 1,200 to 1,500 dollars. Actual costs depend on your home value, location, age of the home, and chosen coverage limits. Your agent can provide a personalized quote.
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