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Find Home Insurance Agents in Stony Point, NY

Compare home insurance agents in Stony Point. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Stony Point, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 home insurance agents in Stony Point, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Morais Insurance Agency
50 S Liberty Dr, Stony Point, NY 10980
(845) 469-9700 moraisagency.com
Joyce Insurance Agency
2 Joyce Plaza, Stony Point, NY 10980
(845) 942-7200 joyceins.com
Insurance Agency New York
172 S Liberty Dr, Stony Point, NY 10980
(845) 288-1638
Hudson Valley Insurance Brokerage
7 Ryder Ct, Stony Point, NY 10980
(845) 271-3744 hudsonvalleyins.com

Home insurance agents in Stony Point New York help you find coverage for your home and personal property. New York state law requires insurers to offer certain coverages like fire and liability. An agent can explain local risks such as winter storms and flooding near the Hudson River.

What Does a Home Insurance Agent in Stony Point Cost?

The average cost of home insurance in New York is about 1,200 to 1,800 dollars per year for a standard policy. In Stony Point rates may be higher due to local weather risks and property values. Your actual cost depends on your homes age location coverage limits and deductible. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Stony Point do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy after home improvements.
Is flood insurance required in Stony Point New York?
Flood insurance is not required by New York state law but may be required by your mortgage lender if you are in a flood zone. Stony Point is near the Hudson River so some properties face flood risk. Standard home policies do not cover flood damage.
How long do I have to file a home insurance claim in New York?
New York Insurance Law Section 3404 requires you to notify your insurer promptly after a loss. Most policies require filing within 30 days but you should check your specific policy. Delays can reduce your chance of full payment.