Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 home insurance agents in Shirley, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Island Wide Insurance Agency (formerly Stop Agency, Inc.)
878 Montauk Hwy, Shirley, NY 11967
(631) 395-1000
islandwideins.com
Lighthouse Insurance Shirley
960-B Montauk Hwy, Shirley, NY 11967
(631) 399-0300
lighthouseinsurance.com
Marlin Insurance Agency Inc
1138 William Floyd Pkwy, Shirley, NY 11967
(631) 281-6200
marlinagency.com
Essential Insurance New York
2 Coraci Blvd, Shirley, NY 11967
(332) 378-1898
Esquire Agency
396 William Floyd Pkwy 2nd Floor, Shirley, NY 11967
(631) 873-3825
esquireagency.net
Insurance Trust
501 William Floyd Pkwy, Shirley, NY 11967
(631) 395-1700
local342.org
Shirley Mastic Insurance Agency
18 Ryerson Ave, Shirley, NY 11967
(631) 399-1000
What Does a Home Insurance Agent in Shirley Cost?
The average cost of homeowners insurance in New York is around $1,200 to $2,500 per year, but rates in Shirley can vary based on your homes value, age, and location near the water. Coastal properties may have higher premiums due to wind and flood risk. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Shirley do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain policy terms, deductibles, and coverage limits. They also help you file claims and adjust your policy as your needs change.
Is homeowners insurance required by law in New York?
New York state law does not require homeowners insurance. However, most mortgage lenders require you to carry a policy to protect their investment. Without a mortgage, you can choose not to have insurance, but it is risky.
What does a standard home insurance policy in New York cover?
A standard policy typically covers damage from fire, wind, hail, theft, and vandalism. It also provides liability protection if someone is injured on your property. Flood and earthquake damage are usually not covered and require separate policies.