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Compare Home Insurance Agents in North Babylon, NY

Compare home insurance agents in North Babylon. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
North Babylon, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 home insurance agents in North Babylon, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul J DellaUniversita: Allstate Insurance
1135 Deer Park Ave, North Babylon, NY 11703
(631) 983-3737 agents.allstate.com
Acrisure North Babylon, NY (Atlantic Agency Inc)
1469 Deer Park Ave, North Babylon, NY 11703
(631) 736-7777 acrisure.com
Lighthouse Insurance Agency
1456 Deer Pk Rd, North Babylon, NY 11703
(631) 581-0100 lighthouseinsurance.com
Consulting Insurance Agency
1350-34 Deer Park Ave, North Babylon, NY 11703
(631) 242-2422 progressiveagent.com

Home insurance agents in North Babylon New York help homeowners protect their property against risks like fire theft and weather damage. New York law requires all mortgage lenders to have a standard homeowners policy with specific coverage limits. Local agents can explain how factors like the age of your home and its proximity to the Great South Bay affect your premium.

What Does a Home Insurance Agent in North Babylon Cost?

The average cost of a home insurance policy in New York is around 1,200 to 1,500 dollars per year for a standard homeowners policy. In North Babylon rates may be higher due to coastal weather risks and property values. Actual costs depend on your homes age construction type coverage limits and deductible. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in North Babylon do?
A home insurance agent helps you compare policies from different insurers to find coverage that meets New York state requirements. They can explain deductibles liability limits and optional add-ons like flood insurance which is not included in standard policies.
Is flood insurance required in North Babylon New York?
Flood insurance is not required by New York state law but mortgage lenders may require it if your home is in a FEMA-designated flood zone. North Babylon is near coastal areas so many homeowners choose to buy flood coverage through the National Flood Insurance Program.
How do New York laws affect home insurance in North Babylon?
New York Insurance Law Section 3404 sets minimum standards for homeowners policies. The state also requires insurers to offer coverage for fire and theft. Agents in North Babylon must follow these rules when helping you choose a policy.