Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 home insurance agents in Montgomery, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Statewide Underwriting Services
104 Bracken Rd, Montgomery, NY 12549
(845) 457-5001
swus.com
Cynthia L Gleeson-Cooney - State Farm Insurance Agent
3 Hawkins Dr, Montgomery, NY 12549
(845) 457-4422
cindygleeson.com
William A Smith & Son Insurance
30 Scott's Corners Dr # 201, Montgomery, NY 12549
(845) 561-1706
wasmithandson.com
George Thompson Insurance Agency
201 Ward St G, Montgomery, NY 12549
(845) 744-3074
insureatthompson.com
Scally Insurance Services
2294 NY-208, Montgomery, NY 12549
(845) 427-1449
Peter Nauta - Aflac Insurance Agent
186 Pleasant Ave, Montgomery, NY 12549
(845) 457-4697
local.aflac.com
Robert Alan Agency
2288 NY-208, Montgomery, NY 12549
(845) 457-3939
robertalanagency.com
NG&W Insurance Brokers
2139 NY-17K, Montgomery, NY 12549
(917) 532-0331
What Does a Home Insurance Agent in Montgomery Cost?
The average cost of home insurance in New York is around 1,200 to 1,500 dollars per year for a standard policy. In Montgomery, rates may vary based on your homes age, construction type, and claims history. Older homes or those with outdated electrical systems may cost more to insure. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Montgomery do?
A home insurance agent in Montgomery helps you compare policies from different companies. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy as your needs change.
Do I need flood insurance in Montgomery New York?
Flood insurance is not required by New York state law for most homes. However, if your home is in a FEMA-designated flood zone, your mortgage lender may require it. Montgomery has areas near the Wallkill River that are at higher risk for flooding.
How does New York law affect home insurance policies?
New York Insurance Law requires that standard homeowners policies include coverage for fire, theft, and liability. The state also mandates a minimum of 30 days notice before a policy is canceled for non-payment. An agent can explain these protections in detail.