Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 home insurance agents in Larchmont, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greg Long - State Farm Insurance Agent
2 Madison Ave Ste 203, Larchmont, NY 10538
(914) 315-9900
greglongagency.com
The New Rochelle Agencies
148 Larchmont Ave, Larchmont, NY 10538
(914) 732-8990
newrochelleagencies.com
Coughlin Insurance Services
178 Myrtle Blvd Floor 2, Larchmont, NY 10538
(914) 834-1234
coughlinis.com
Alpiar & Papa
20 North Ave, Larchmont, NY 10538
(914) 834-1011
alpiarandpapa.com
Global Insurance LLC
1941-1957 Palmer Ave, Larchmont, NY 10538
(914) 901-3214
Breadwinners' Insurance
1 Chatsworth Ave #164, Larchmont, NY 10538
(914) 457-0110
breadwinnersinsurance.com
Pollack Services Group, Ltd.
7 Woodland Ave, Larchmont, NY 10538
(914) 833-8900
pollackservices.com
PHT Insurance Services
2005 Palmer #809 Avenue, Larchmont, NY 10538
(914) 750-0027
phtis.com
What Does a Home Insurance Agent in Larchmont Cost?
In New York, the average annual home insurance premium ranges from 1,200 to 2,500 dollars for a typical single-family home. Factors like the home age, location, and coverage amount affect the cost. Larchmont homes near the coast may have higher rates due to flood and wind risk. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Larchmont do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy as your needs change.
Do I need flood insurance for my Larchmont home?
Flood insurance is not required by New York state law for most homes. However, if your home is in a high-risk flood zone, your mortgage lender may require it. Many Larchmont properties near the water benefit from a separate flood policy.
How does New York law affect home insurance policies?
New York Insurance Law requires that standard homeowners policies cover certain perils like fire and windstorm. The state also mandates a 60-day grace period for nonpayment before cancellation. Your agent can explain these protections.