ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a home insurance agent in Islip? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Islip, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 home insurance agents in Islip, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Colarusso - State Farm Insurance Agent
3 Pardee Ave, Islip, NY 11751
(516) 342-3457
eastmeadowinsurance.com
Lighthouse Insurance - Islip
241 Islip Ave, Islip, NY 11751
(631) 581-0100
lighthouseinsurance.com
Rich File - State Farm Insurance Agent
660 Montauk Hwy Ste 1, Islip, NY 11751
(631) 581-7613
richfile.net
Ocia Insurance Agency
417 E Main St Suite D, Islip, NY 11751
(516) 559-6242
ociainsurance.com
Home insurance agents in Islip, New York help homeowners find coverage that meets state requirements and protects against local risks. New York law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain policy options for windstorm, flood, and liability coverage specific to Long Island.
What Does a Home Insurance Agent in Islip Cost?
Typical home insurance premiums in New York range from 800 to 2,500 dollars per year for a standard policy. In Islip, rates may be higher due to coastal exposure and windstorm risk. Factors like home value, deductible amount, and coverage limits cause variation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Islip do?
A home insurance agent in Islip helps you compare policies from different insurers to find coverage that fits your needs. They explain deductibles, coverage limits, and exclusions. They also assist with claims and policy changes.
Is homeowners insurance required by law in New York?
New York state law does not require homeowners insurance. However, most mortgage lenders require it as a condition of the loan. Without insurance, you could be personally liable for damage or injuries on your property.
What factors affect home insurance cost in Islip?
Costs depend on your homes age, construction type, location, and proximity to the coast. Islip properties near water may have higher wind and flood risk. Your credit score and claims history also influence premiums.
Free • No Obligation
Compare Home Insurance Agents
Get matched with agents in Islip who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.